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SIP Or Lump Sum   Which Is Better (Hindi)
 
05:50
Are you confused whether to invest your money in SIP or as a lump sum? This video lists the pros and cons of both to help you make your decision. Watch to know more.
Views: 353632 TempletonIndia
SIP Or Lump Sum Which Is Better ( Tamil) - Franklin Templeton India
 
05:50
"Confused about the difference between SIP vs lump sum? Watch the video to find out how choosing between SIP or lump sum depends upon the market conditions and your investment needs, and what is rupee cost averaging in sip and how it works when you invest in an SIP. SIP or Lumpsum – this is probably the most common debate in the world of mutual funds. SIP or Systematic Investment Plans are a disciplined way of investing wherein the investor invests an amount regularly and reaps benefit of it after a certain time as SIP returns. In lumpsum investment, a significant amount of money is invested all at once and the returns are obtained after a certain period of time. One needs to consider the pros and cons of both. A lump sum investment is of the entire amount at one go. But before that, let’s first understand the concept of rupee cost averaging. Suppose you decide to invest a principal of Rs.120000 in an equity mutual fund at an NAV of Rs.20 as lumpsum. You will end up with 6000 units. Now suppose your friend also invests a principal of Rs.120000 in equities, but as SIP by investing 30000 every quarterly. Say on 1st January the NAV was 20, thus your friend receives 1500 unit. On 1st April NAV was 18, giving 1666.67 units. On 1st July NAV was 15 rupees, giving 2000 units and on 1st October, NAV was 17 giving 1764.71 units. On December say the NAV is 22, which means you earn a 10% return, while your friend gets a much larger return. This difference is because of rupee cost averaging. Your friend benefitted from a lower average cost. This can work against your friend if the NAV were to rise with time. Your friend would end up with lesser units than you. Lumpsum strategies work when one manages to invest at a time the market prices are rising. SIP work better when the prices are going down. Frequency and the time of withdrawal also plays an important role in deciding which is better. We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in Tamil in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest With Franklin Templeton India today! Official Website: https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 35027 TempletonIndia
What are Mutual Funds (Tamil)? - Franklin Templeton India
 
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"Mutual funds are the new hot topic in town. Tune in to find out what is mutual fund in Tamil and how do mutual funds work. Compare the efforts of manually investing in stocks with investing in mutual funds while also benefitting from the other advantages such as professional management and more diversity. Explore this easy means of investing. Watch this video and find out more about mutual funds in Tamil. So what do we know about mutual funds? Disclaimer: Mutual fund investments are subject to market risks; read all scheme related documents carefully. You’ve heard this disclaimer before, it’s freaked you out, and that’s probably all you associate with mutual funds right? But that’s far from really understanding mutual funds and its benefits! So what is a mutual fund, exactly? A Mutual Fund is a professionally managed collective investment vehicle that pools money from many investors to buy securities. Umm, it’s more like an avenue that lets you diversify your investments across different asset classes and within an asset class. And investors don’t have to break their heads over it all on their own, because Mutual Funds offer the big benefit of professional money management expertise. Okay, let’s explain this with a simple example. To get from point ‘A’ to point ‘B’, you have two options: You can ride your own bike, or you could take public transport like a bus. If you took the first option, you get full control, deciding your own travel time, start and end points, route, speed etc. But all that flexibility comes with 2 conditions – you have to know how to ride the bike, AND you have to actually focus on riding it. On the other hand, if you took a bus, you may not be able to choose the exact route but you’d still have the flexibility to read your newspaper on the way while traveling without worrying about the drive itself! Moreover, it is cheaper on your pocket! Think of a Mutual Fund Scheme as somewhat like the bus. It’s a collective investment vehicle that has a clearly stated investment objective…like getting from point ‘A’ to point ‘B’ and is managed by professional fund managers at nominal cost! And an investor could invest in the scheme if its objective is in line with his personal needs. By knowing what is mutual fund investment, the investor has outsourced the job of managing his money. The fund manager would then invest the money in line with the stated objective, do the research to select the underlying instruments, build a portfolio, keep track of those investments, make changes when required and so on… A few advantages of Mutual Funds are: • They offer flexibility to investors letting them decide when to start investing and, in most cases, when to withdraw their investments • One doesn’t need financial expertise to invest in Mutual Funds • The additional cost of skills required is divided among all the investors which reduces the per investor cost We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist: https://www.youtube.com/playlist? list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest Now With Franklin Templeton! Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 34256 TempletonIndia
Difference Between Saving And Investing (Hindi)
 
04:45
Do you know the difference between saving & investing? Here is a video that will help you understand how these are different from each other. Click the play button & get started.
Views: 15399 TempletonIndia
Types of Equity Mutual Funds : Part 1 (Tamil) - Franklin Templeton India
 
05:22
"Curious about what is equity mutual fund? Watch the video to find out about the different types of equity mutual funds, and the types of equity mutual funds based on the types of investing. Learn what is value investing based mutual fund and what is a growth investing based mutual fund to decide which type of mutual fund you would like to invest in. Equity is a subject that’s of great interest amongst investors the world over! Before we jump right into equity mutual funds, how about we spend a few minutes, understanding the words “Equity Stock” or “Equity Share” - collectively called ‘Equities.’ This word comes from the word “Equitable” or “Equally Divided”. An Equity stock is nothing but a “Share” of a company. The more shares investors own, the larger is their share of the profits or dividends declared by the company. So what is equity mutual fund? Basically, equity funds are those that invest primarily in ‘equity shares or stocks, which are also collectively known as equities’. And here’s a broad way of classifying equity funds based on the style of investing. Value Style put simply, is bargain buying. First, the equity analyst team or fund manager will assess the business of a company and assign a value to the price per share based on various factors. A value investor will only buy if the current market price of that share is lower than the assessed price. So what is value investing in terms of mutual funds? There are times in the stock market when investors panic and sell out, making stocks available at low prices. Under-pricing of stocks also occurs when the value of the company is not known, and it’s mis-pricing like this that value investors look out for. You see, the fund manager can identify the hidden value in a company that others may have missed, and begin buying this stock. When the others realize the value of the company, they start buying too and the stock prices appreciate, making a person’s investment appreciate with it! The ‘Growth Style’ investing follows the logic of investing in companies that are likely to continue growing their profits at a reasonable rate. In that case, the fund manager may buy stocks even if they seem fairly priced because the future growth justifies the current high price. These aren’t all! There are other ways, in which equity funds can be classified, each with unique characteristics, making it easy for investors to find one that suits their needs. We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in Tamil in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest with Franklin Templeton India today! Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 12884 TempletonIndia
Different Types Of Mutual Funds : Part 1 (Tamil) - Franklin Templeton India
 
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"Watch the video to learn about the different types of mutual funds in India with apt examples. Know about open ended mutual funds, close ended mutual funds, and the difference between them. Choose the type which suits your investment needs and your appetite for risk. Once you know your end goal, how much time you have to reach your goal, what level of risk you are willing to take and what flexibility you desire in terms of liquidity. There are tons of ways to get there. But obviously, you want to find the most optimum and suitable option and the only way to do that is to understand different types of mutual funds that are available in the market. If an investor’s biggest concern is """"Liquidity"""" then its best to consider Mutual Funds as classified into two broad categories - Open Ended and Closed Ended while the fund management principles in the two will be similar, the operational feature of liquidity is different. Difference between Open ended and Close ended mutual funds: The open ended mutual fund is like your Savings Bank account and Close Ended mutual fund is like the Fixed Deposit. An investor can start investing in an Open Ended Mutual Fund scheme by investing a Minimum Stipulated Amount and opt for further transactions like additional investments, redemption, transfer etc. any number of times, making it as easy to operate as a savings bank account. A closed ended mutual fund in comparison operates like a fixed deposit making it much less liquid or convenient. The scheme remains in operation for a certain period of time after which it matures and money is returned to the investor. Another difference between open ended and close ended mutual funds has to do with a way an investor buys and sells the two. Closed Ended funds have to be listed on the stock exchanges from where they are bought or sold. Also, the market price of the units of the closed ended funds is normally offered at a discount to the prevailing NAV. Closed ended fund unit could be sold only to the stock exchange before its maturity you must do that in a Demat format. There's a third types of Mutual Fund - Interval Funds, combine the features of both open and closed ended schemes. These funds are open for investment or redemption during pre-determined intervals. Thus, we have the following difference between open ended and closed ended mutual funds: • An open ended mutual fund works like a savings account while a closed ended fund acts similar to a fixed deposit • Closed ended fund is less liquid than open ended fund And it doesn't stop here; watch part 2 of this video for more type of Mutual Funds based on the way schemes are managed and various other new aged Mutual Funds schemes. It may seem like a lot but it’s a simpler than you think and understanding the different kinds of Mutual Funds is key to choosing the right one for you. We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback at ([email protected]) View more such videos in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 12839 TempletonIndia
Importance Of Asset Allocation (Hindi)
 
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Asset allocation is an important factor to be kept in mind while investing. Watch the video and learn why it is important.
Views: 7211 TempletonIndia
What is NAV and How is it Calculated (Tamil)? - Franklin Templeton India
 
04:28
"Confused about what is NAV in a mutual fund? Watch the video to find out what is NAV in Tamil and how it is calculated. Learn what does NAV of a mutual fund represents and three reasons why NAV calculation is important but shouldn't be used to compare different mutual funds. Before you get down to NAV formula, let’s clearly understand the concept of NAV. What is NAV in a mutual fund? Ughh, this is one term that has scared and confused people more than anything else when it comes to mutual funds! It’s a value, that’s pretty obvious, but the value of what? What does it include? What does it show? Say you have this 1000 sq. ft. house that you want to sell. So you find this real estate expert who has got a buyer for the house at Rs. 35 lakhs. But this includes a commission of Rs. 50,000 for helping you sell the house, which means the true value per sq.ft. that you got for the house is Rs.3,450. How’s that? Well, you take the selling price of the house, deducted any expenses from it and then divide it by the size of the house. (Ta-da) The price that you arrive at is the true value per sq.ft.! What is the NAV formula? Just like that, the NAV per unit of a mutual fund scheme is the sum total of the market value of all the assets held in the portfolio including cash, fewer expenses, divided by the total number of units held by all the investors. Now, why is NAV calculation important? Well, for three reasons… When an investor invests in a scheme, it helps to calculate how many units he can buy. So if the NAV of the scheme is Rs. 25 and the amount being invested is Rs. 25,000, the investor will receive 1000 units. Correspondingly when you redeem your investments, meaning when you take your money out of the scheme, if the applicable NAV per unit of the scheme at that time is Rs. 50, you will receive Rs. 50,000 for your 1000 units. The third reason why NAV calculation is important is to gauge the performance of the scheme. This is done by comparing the NAV of the scheme over two different points to know how well or poorly the scheme has performed. For e.g., If the NAV per unit of the scheme today is Rs. 25 and 2 years ago it was Rs 15 you know that the scheme has delivered an absolute return of 66.67% over 2 years or 29.10% every year over a period of 2 years. So to state it again, the three main reasons why NAV is important are: • Helps investor to understand how many units can be bought • Gives the amount investor will receive on redeeming the investment • Measures the performance of a scheme We hope you enjoyed watching this video in Tamil! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest Now with Franklin Templeton! Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 4112 TempletonIndia
Difference Between Saving Money and Investing Money (Tamil)- Franklin Templeton India
 
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"Ever wondered what is the difference between saving money and investing money? Watch the video which explains the difference between the two in Tamil and also how the money you saved loses value over time. This video will also talk about earning money in Tamil through investments. Understand how to invest money in good investment plans to beat inflation and secure your future. It’s time to be smarter about investing and making your money work for you! The difference between savings and investment is investment will earn you better returns than savings. So you’re a pretty hardworking person. You earn reasonably well, are content with your comfortable lifestyle, and even manage to save about 20% of your income every month. SAVINGS! Now fast-forward to your retirement. You open up your savings, but what have you got? What, that’s not as much as you hoped for, and definitely not as much as that colleague of yours! But what went wrong, you wonder. He worked as much as you did, earned the same and saved the same! So why the massive difference in retirement funds? Well, the difference is that while you kept saving your money, your colleague was busy investing his! Savings are the raw material and Investing is the process one must go through to get the yield. So, how to invest your savings? A person has to begin with savings and then invest those savings inappropriate investment options to reach the next level. But what is this next level? And why is it important to make savings there? This level is needed to account for inflation. So how to save more money? By investing of course. It’s true! Investing can help channel your savings towards a definite direction and purpose so that years later you could achieve your goal of creating a corpus for her medical education A very important factor to remember, for converting savings into investment, is Discipline. A matter of mere dedication – saving & investing regularly and religiously over a long period of time. Try to be extremely judicious when spending money and invest your savings keeping a goal in sight, and a definite deadline to achieve that goal. Following are some points to remember: • Savings is money that is left after accounting for expenses while investing is the process of growing this money • Inflation can be tackled by investing • Control expenses so to generate savings and invest those savings wisely and appropriately. View more such videos in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest In Mutual Funds With Franklin Templeton. Official Website:https://www.franklintempletonindia.com/ Facebook:https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 12858 TempletonIndia
What Is A Mutual Fund? (Hindi)
 
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Mutual Funds explained in this video. Watch and learn.
Views: 30140 TempletonIndia
Types Of Equity Mutual Funds Part I - (Hindi)
 
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This video explains the concept of equities and equity mutual funds in a simple manner. Click the "Play" button to learn more.
Views: 14761 TempletonIndia
Benefits of Investing in Mutual Funds (Tamil)- Franklin Templeton India
 
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"Still worried about investing your hard earned money in mutual funds? This video talks in detail about the advantages of mutual funds such as professional management by fund managers, better liquidity than stocks, and tax benefits. Learn the benefits of mutual funds - how mutual funds allow you to track them regularly and compare their performance with different funds. Also, know how to invest in mutual funds in Tamil. Benefits of Investing in Mutual Funds Mutual funds are one of the few investment options that will give you and any other investor uniform benefits. • There are many different types of mutual funds offering a wide range of Products across asset classes (fixed income, equities, cash, gold,) • Your money is managed by qualified and experienced professionals whose job is to manage money • Economies of Scale, whereby the services of professional fund managers are possible thanks to the pooling of everyone’s investments • Portfolio Diversification, allowing investors to diversify across different asset classes and within an asset class • Few Mutual Funds schemes may also offer certain tax benefits as compared to other investment options Every mutual fund has a clear investment objective and a performance track record, which is disclosed periodically to investors, allowing them to compare different schemes easily. Mutual Fund schemes also disclose the NAV per unit on a regular basis. To understand what’s NAV, watch this short video. The benefits of mutual funds continue! Investors have Regulatory Comfort because the Securities & Exchange Board of India has mandated strict checks and reporting of the mutual funds’ activities, and investors benefit from such protection. You see, there are tons of benefits of investing in mutual funds! It really doesn’t matter if you are an individual or a corporate. Just go ahead and get started! There are a number of tax benefits of mutual funds. Invest now and know more! We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist in Tamil: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest now with Franklin Templeton! Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 9749 TempletonIndia
How to Invest during Market Volatility - Franklin Templeton India
 
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Want to invest in mutual funds but worried about market risk? Watch the video to find out how to beat market volatility and actually use it to for your gains. The advantages of SIPs are that they help you beat volatile markets by investing regularly. An investment is volatile when it fluctuates in its value over a period of time. In terms of investment, volatility makes the prices move in both directions – down and up. Market volatility is closely related to risk. If you are aware about the upcoming change in the market condition, you can benefit from volatility. There are two ways to do this: 1. For a beginner, SIP is an easy way. Investing a fixed amount at regular interval results in you buying more units when the market prices are low and less units when it is higher, all without you putting any extra effort. This is also a huge advantage of SIP. 2. Even if you have a lumpsum investment, you can benefit from volatility by opting for a systematic transfer plan. Thus in both the cases you end up taking advantage of volatile market and end up gaining more. Read more about market volatility and invest wisely: https://www.franklintempletonindia.com/templatedata/gw-content/article/data/content-international/en-in-retail/investor/head-start-8-_io04og31 We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist Franklin Templeton Academy: https://www.youtube.com/playlist?list=PLpDLpRd877mRvP2fuzG7Bby1cwuLQ6i3W Invest in Mutual Funds with Franklin Templeton. Official Website: https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en
Views: 56107 TempletonIndia
Understanding Asset Classes (Hindi)
 
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Asset classes are a building block to a good investment strategy. Watch the video and learn about the various asset classes available for you to invest in.
Views: 22256 TempletonIndia
What Are Debt Funds and its types (Tamil) - Franklin Templeton India
 
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"Debt Funds or Fixed income funds is a popular money market instrument. Watch this video to get the answers to questions like-what are debt funds, what are the types of debt funds, what are short-term debt funds, what are liquid funds etc. Before moving to the types of debt funds, let us find out what they are. Watch a short video on Debt Funds to understand them better. Debt Funds have the following advantages: • More Stability • Less volatile There are different types of debt funds to choose from. These are categorized on a number of parameters: 1. Investment horizon: Liquid funds and money market funds are suitable for those who have surplus money and seek an investment horizon ranging from a few days to a few months. Short-term debt funds are suitable for those who have an investment horizon of 6 months to a year. Long-term debt funds are suitable for investors with a horizon of at least a year 2. Debt securities: Based on the kind of debt securities funds invest in, they are categorized as floating rate funds, Government security funds, and corporate bond funds There are many more like dynamic bond funds, fixed maturity plans, credit opportunity funds and fixed income funds. We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in Tamil in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest with Franklin Templeton India today! Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 6229 TempletonIndia
Understanding Asset Classes and Their Types (Tamil) - Franklin Templeton India
 
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"Asset Classes are a building block to a good investment strategy. A proper understanding of the types of assets is important to make wise investment decisions. Watch this video to know how these two are related. Also, know what are financial instruments and their types in Tamil. This short video will give you an idea about asset classes: https://www.youtube.com/watch?v=8oCaHULmUQ0 You can read more about the types of asset classes and their importance here: https://www.franklintempletonindia.com/investor/distributor-zone/adviser-education/asset-allocation-and-systematic-investing Investments karne ke pehle zaroori hai janana निवेश के तरीके, yani types of investment. Aur yeh janane ke liye asset classes ke bare mei janana bhi zaroori hai. View more videos on types of assets in the playlist Franklin Templeton Academy: https://www.youtube.com/playlist?list=PLpDLpRd877mR5eGKJ9WaC5H-RkTfdnWas Invest in Mutual Funds with Franklin Templeton. Official Website: https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 14307 TempletonIndia
Franklin India Index Fund - NSE Nifty Plan - Franklin Templeton India
 
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"Franklin India NSE Nifty Plan invests in the same companies and in the same weightages that currently make up the NIFTY 50 Index. This index fund aims to deliver returns, before expenses, that closely correspond to the total returns of the index tracked. Franklin India Index Fund – NSE Nifty Plan could be an ideal investment option for first time equity investors who would like to benefit from the growth opportunities of investing in equities through a diversified portfolio. Watch more, and we’ll help you learn about different types of funds offered by Franklin Templeton. https://www.youtube.com/playlist?list=PLpDLpRd877mTfptx_2dTYyY8g6nfa-Qk6 You can also write to us with your feedback ([email protected]) View more such videos in the playlist Franklin Templeton Academy: https://www.youtube.com/playlist?list=PLpDLpRd877mSF4p7DIh5OMhS6zktFJ4IP Invest in Mutual Funds with Franklin Templeton. Official Website: https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/franklin-templeton-investments Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en"
Views: 4928 TempletonIndia
What are Mutual Funds? - Franklin Templeton India
 
03:51
Mutual funds are the new hot topic in town. Tune in to find out what is mutual fund investment and how do mutual funds work. Compare the efforts of manually investing in stocks with investing in mutual funds while also benefitting from the other advantages such as professional management and more diversity. Explore this easy means of investing. So what do we know about mutual funds? Disclaimer: Mutual fund investments are subject to market risks; read all scheme related documents carefully. You’ve heard this disclaimer before, it’s freaked you out, and that’s probably all you associate with mutual funds right? But that’s far from really understanding mutual funds and its benefits! So what is a mutual fund, exactly? A mutual Fund is a professionally managed collective investment vehicle that pools money from many investors to buy securities. Umm, it’s more like an avenue that lets you diversify your investments across different asset classes and within an asset class. And investors don’t have to break their heads over it all on their own, because Mutual Funds offer the big benefit of professional money management expertise. One question always we think of is that, how do mutual funds work? Okay, let’s explain this with a simple example. To get from point ‘A’ to point ‘B’, you have two options: You can ride your own bike, or you could take public transport like a bus. If you took the first option, you get full control, deciding your own travel time, start and end points, route, speed etc. But all that flexibility comes with 2 conditions – you have to know how to ride the bike, AND you have to actually focus on riding it. On the other hand, if you took a bus, you may not be able to choose the exact route but you’d still have the flexibility to read your newspaper on the way while travelling without worrying about the drive itself! Moreover, it is cheaper on your pocket! Think of a Mutual Fund Scheme as somewhat like the bus. It’s a collective investment vehicle that has a clearly stated investment objective…like getting from point ‘A’ to point ‘B’ and is managed by professional fund managers at nominal cost! And an investor could invest in the scheme if its objective is in line with his personal needs. By knowing what is mutual fund investment, the investor has outsourced the job of managing his money. The fund manager would then invest the money in line with the stated objective, do the research to select the underlying instruments, build a portfolio, keep track of those investments, make changes when required and so on… A few advantages of Mutual Funds are: • They offer flexibility to investors letting them decide when to start investing and, in most cases, when to withdraw their investments • One doesn’t need financial expertise to invest in Mutual Funds • The additional cost of skills required is divided among all the investors which reduces the per investor cost Read up more about Mutual Funds: https://www.franklintempletonindia.com/templatedata/gw-content/article/data/content-international/en-in-retail/investor/beginners-guide-chapter8-_io04og32 We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist Franklin Templeton Academy: https://www.youtube.com/playlist?list=PLpDLpRd877mRvP2fuzG7Bby1cwuLQ6i3W Invest in Mutual Funds with Franklin Templeton. Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en
Views: 18716 TempletonIndia
Inflation And Staying Ahead Of It  (Hindi)
 
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This video explains the concept of inflation, its effects and how to overcome it. Watch to know more.
Views: 5536 TempletonIndia
What is Inflation and its Effects (Tamil)? - Franklin Templeton India
 
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"People always keep discussing inflation in India and the effect of inflation in our lives. Ever wanted to know what all the talk is about? And why are people so worried about it? What is the effect of inflation? Watch the video to learn the meaning of inflation and the measures to control inflation in Tamil. The world of investment is like the combination of the road and the treadmill! How’s that? Well, one’s investments have to run to cover the distance from the present situation to the desired one, and at the same time, there is a treadmill running below the road that those investments follow. This treadmill is “inflation.” And just like anyone on a treadmill, the effect of inflation on investments is that they have to outrun the treadmill to travel further or risk going backward and away from desired goals. So let us define the meaning of what is inflation. Inflation is a rise in the general level of prices of goods and services over a period of time. And when the general price level rises, it means each rupee buys fewer goods and services. This ultimately reflects erosion in the purchasing power of money. Assume the current rate of inflation in India is 10% p.a. This means that what you could have bought for Rs.10,000/- last year, costs more this year. But suppose you decided not to spend the money last year, and instead invested it somewhere that gave you a return of 9% p.a. Today, that Rs.10,000/- would have matured to Rs. 10,900/-. But thanks to the effect of inflation you have fallen short of Rs.100/-. You may have been in this situation before, but most of us don’t even notice it. Because this may not seem like a huge amount, but if investments are constantly unable to keep pace with inflation, over time, the result could be devastating. Assuming the same rate of inflation and a return of, in 10 years you will have only Rs. 23,674, when what you need is actually Rs. 25,937, meaning the shortfall is now Rs 2,264! And unfortunately, the gap continues to increase over time, even exceeding the original amount invested. That’s huge! Imagine if the returns on your investments can’t even keep up with the rise in grocery prices! The measure to control inflation is… wait for it… is Investing. Pretty obvious, huh? But it’s true! By investing regularly and wisely, one can stay ahead of inflation. It is important to constantly keep track of the ‘Real Returns’ on investments, which is the returns on investments minus the prevailing inflation rate. It is vital to protect purchasing power, so remember to plan ahead, and invest in asset classes that will give high rates of real return over time. A few things to remember about inflation are: • It reduces the value of idle money • Effect of inflation compounds every year increasing the gap between the current and future value of money • An efficient way to tackle it is through investing Don’t compromise on your goals due to inflation, instead re-assess your strategy and accommodate for inflation. Imagine how cool it that! You actually made it on time for your anniversary in spite of being bogged down by the treadmill! We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest Now With Franklin Templeton! Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 3787 TempletonIndia
SIP vs Lump Sum - Which Is Better? - Franklin Templeton India
 
05:50
Confused about the difference between SIP vs lump sum? Watch the video to find out how choosing between SIP or lump sum depends upon the market conditions and your investment needs, and what is rupee cost averaging in sip and how it works when you invest in an SIP. SIP or Lumpsum – this is probably the most common debate in the world of mutual funds. SIP or Systematic Investment Plans are a disciplined way of investing wherein the investor invests an amount regularly and reaps benefit of it after a certain time as SIP returns. In lumpsum investment, a significant amount of money is invested all at once and the returns are obtained after a certain period of time. SIP is nothing but rupee cost averaging. One needs to consider the pros and cons of both. But before that, let’s first understand the concept of rupee cost averaging. Suppose you decide to invest a principal of Rs.120000 in an equity mutual fund at an NAV of Rs.20 as lumpsum. You will end up with 6000 units. Now suppose your friend also invests a principal of Rs.120000 in equities, but as SIP by investing 30000 every quarterly. Say on 1st January the NAV was 20, thus your friend receives 1500 unit. On 1st April NAV was 18, giving 1666.67 units. On 1st July NAV was 15 rupees, giving 2000 units and on 1st October, NAV was 17 giving 1764.71 units. On December say the NAV is 22, which means you earn a 10% return, while your friend gets a much larger return. This difference is because of rupee cost averaging. Your friend benefitted from a lower average cost. This can work against your friend if the NAV were to rise with time. Your friend would end up with lesser units than you. Lumpsum strategies work when one manages to invest at a time the market prices are rising. SIP work better when the prices are going down. Frequency and the time of withdrawal also plays an important role in deciding which is better. If you are still confused with the calculations, us the SIP calculator and Lumpsum calculator to help you decide: https://accounts.franklintempletonindia.com/guest/#/sipcalculators https://accounts.franklintempletonindia.com/guest/#/lumpsumcalculators We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist Franklin Templeton Academy: https://www.youtube.com/playlist?list=PLpDLpRd877mRvP2fuzG7Bby1cwuLQ6i3W Invest in Mutual Funds with Franklin Templeton. Official Website: https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en
Views: 31536 TempletonIndia
Benefits Of Investing In Mutual Funds  (Hindi)
 
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There are many benefits of investing in Mutual Funds. This video explains these benefits in a simplified manner. Watch to know more.
Views: 13038 TempletonIndia
Importance Of Financial Planning (Hindi)
 
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Planning is the secret to a happy life. Watch the video & learn the importance of a good financial plan and how it can help you overcome difficult times.
Views: 13569 TempletonIndia
"Importance Of A Financial Advisor (Hindi) - Franklin Templeton India  "
 
03:59
"Ready to invest for the future but don't know where to start? Well what are financial advisors for? Watch the video in Hindi to find out how hiring a personal financial planner who will assess your financial situation to help you achieve your financial goals and make contingency plans for emergencies as well. Know a little more about financial advisers: https://www.franklintempletonindia.com/investor/distributor-zone/distributor-services/why-ft Jaaniye ek वित्तीय सलाहकार ka importance iss video ke zariye. Baniye ek investment portfolio jiske risk profile apke liye sahi ho, वित्तीय सलाहकार ki madat se. What is the role of a financial advisor? A financial advisor is the one who will help you reach your financial goal. Role of a financial advisor is similar to that of a chef who used the right kind of ingredients (funds) to make a dish that suits your hunger needs (financial objective). We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist Franklin Templeton Academy: https://www.youtube.com/playlist?list=PLpDLpRd877mRvP2fuzG7Bby1cwuLQ6i3W Official Website: https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 4485 TempletonIndia
Types Of Mutual Funds Part I - (Hindi)
 
04:45
This video simplifies the different types of Mutual funds available in the market for you. Watch and learn
Views: 16798 TempletonIndia
What is Asset Allocation and its Importance (Tamil) - Franklin Templeton India
 
05:03
"Ever asked yourself why everybody keeps talking about the importance of diversification? Or to begin with, what is diversification? Watch the video to learn how to invest in share market in Tamil, how knowing about asset classes help and how it helps you protect against low performing financial assets and lower your risks. So what is asset allocation? We all have heard the proverb - “Don’t put all your eggs in one basket”! Well, Asset Allocation is just that. It diversifies an individual’s investments amongst different asset classes, to help reduce investment risk. Watch this short video to know more Asset Allocation Funds. So what is diversification? It’s the same thing. Put simply, it’s the practice of spreading a person’s savings across many instruments, like cash, equities, bonds, real estate, gold, etc. to make sure that the investments are not at the mercy of the performance of any one asset class. The importance of diversification is that it provides a massive benefit that people don’t often appreciate. That is the benefit of ‘Lowering Risk.’ A risk is easy to understand. It’s the possibility of there being multiple outcomes, and often those that we have no control over. And there are many ways to measure such risks, not just in terms of returns. Lack of liquidity is one kind of risk, as is the risk of a borrower or issuer defaulting. An investor can even face an opportunity risk by losing out on better returns elsewhere. Diversification basically involves deciding what percentage of investible funds is to be invested in different asset classes. Because different asset classes perform differently, asset allocation is of utmost importance and is key to determining your overall investment performance. Asset allocation works best when asset classes that move in opposite directions are combined, by lowering the fluctuations in the investment returns. Because when one asset class underperforms, the other often compensates for it. To sum it up, a few important things to remember are: • Importance of asset allocation is that it reduces the risk on investment • Diversification refers to the process of spreading the investment across many instruments • Importance of diversification is that it lowers risk So plan wisely, and use Asset Allocation to diversify risk among different asset classes and generate stable returns over your investment period. Remember! Different Baskets! Safer Eggs We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in Tamil in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest Now With Franklin Templeton! Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 4036 TempletonIndia
NAV Demystified (Hindi)
 
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Understand the concept of Net Asset Value (NAV) with this simple video. Click the play button to learn more.
Views: 4840 TempletonIndia
Types of Mutual Funds : Part 2 (Tamil)- Franklin Templeton India
 
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"Watch the second part of our Types of Mutual Funds mini-series which differentiates funds based on how they are managed. Learn what is an index fund, actively managed fund, gold ETF, fund of funds, and more! Know more about the types of mutual funds. So in our previous video, you’ve learned about a few kinds of mutual funds, based on the liquidity they offer and by the types of assets they invest in. But say you haven’t found the right match just yet. Are you still looking for more suitable options for your needs? Well, there are also mutual fund schemes that can be classified by the way they are managed. Based on the manner in which the schemes are managed, there are two types of mutual funds. Actively managed funds give the fund manager the ability to actively build the scheme’s portfolio based on the scheme’s investment objective, and endeavors to outperform the benchmark index. A Passively managed fund endeavors to build a portfolio in a more static manner based on some pre-defined criteria. Index funds are the most common types of passively managed funds. What is index fund though? For e.g. there are index schemes, where the fund manager plays a passive role in managing the fund mostly limited to rebalancing the portfolio in line with the benchmark! Thus the performance of the scheme is also in line with the performance of the benchmark. The industry has just kept growing over the last few years, with mutual fund companies launching schemes that are different from the regular equity, debt and hybrid funds. Like Gold Funds, Gold Exchange Traded Funds or Gold Sector Funds. What is gold ETF you may ask? Gold ETF’s are like an index fund that invests in gold, with a NAV that moves in line with gold prices in the market. And Gold Sector Funds invest in shares of companies that are engaged in gold mining and processing. The prices of these shares are closely linked to the profitability and gold reserves of the company. Then there are also Commodity Funds. As the name suggests, these funds invest in commodity assets like food crop, fibers, industrial metals, energy products and precious metals. However mutual fund schemes in India are not yet permitted to invest in commodities, therefore these funds are usually structured as Commodity Sector Funds, investing instead in shares of companies that are into commodity businesses. You could also opt for International Funds, which invest your money outside the country. Because a mutual fund could offer a scheme to investors like you in India, so you can invest your money abroad. Pretty cool, huh? The mutual fund could also tie up with a foreign fund and the money collected in the India fund Feeder Fund) would be invested in this master fund. A feeder fund like this can be used for any kind of international investment, specific to a country or across many countries. For example, you may have a Fund in India that invests in a specific U.S oriented fund. Finally, there’s also the domestic feeder fund (or fund of funds). The question arises though, what is fund of funds? These funds pre-specify the kind of schemes they will invest in and/or the mutual fund schemes they will invest in and are designed to help investors get past the trouble of choosing between multiple schemes. We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in Tamil in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest With Franklin Templeton India today! Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 6654 TempletonIndia
What is Personal Financial Planning and its Importance (Hindi)? - Franklin Templeton India
 
04:42
"Want to learn what is personal financial planning and how it can help you? Keep watching the video to find out how personal financial planning can be used to help you to save up for your future goals by investing your savings in appropriate schemes according to your needs and risk appetite. Know about money management in Hindi. Let’s try to understand what is financial planning and the importance of financial planning. What is financial planning? Financial planning is managing your money wisely to achieve your financial goals. The point is that to turn any dreams into reality, one needs to plan for it. And planning includes key elements like: • A financial advisor who understands an investor’s needs and goals and can help plan for it • An assessment of the investor’s personal risk to determine suitable products that will meet goals • An Asset Allocation Plan to channelize your savings into suitable investment options • Savings to support or fund those goals • Execution and monitoring through timely reviews The video tells you about managing money in Hindi so that you do your personal financial planning wisely and achieve your financial goals! Read a little more on financial planning here: https://www.franklintempletonindia.com/templatedata/gw-content/article/data/content-international/en-in-retail/investor/beginners-guide-chapter6-_io04og31 We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more videos on personal financial planning in the playlist Franklin Templeton Academy: https://www.youtube.com/playlist?list=PLpDLpRd877mR5eGKJ9WaC5H-RkTfdnWas Official Website: https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 5048 TempletonIndia
SIP Or Lump Sum Which Is Better (Bengali) - Franklin Templeton India
 
05:50
"Confused about the difference between SIP vs lump sum? Watch the video to find out how choosing between SIP or lump sum depends upon the market conditions and your investment needs, and what is rupee cost averaging in sip and how it works when you invest in an SIP. SIP or Lumpsum – this is probably the most common debate in the world of mutual funds. SIP or Systematic Investment Plans are a disciplined way of investing wherein the investor invests an amount regularly and reaps benefit of it after a certain time as SIP returns. In lumpsum investment, a significant amount of money is invested all at once and the returns are obtained after a certain period of time. One needs to consider the pros and cons of both. But before that, let’s first understand the concept of rupee cost averaging. Suppose you decide to invest a principal of Rs.120000 in an equity mutual fund at an NAV of Rs.20 as lumpsum. You will end up with 6000 units. Now suppose your friend also invests a principal of Rs.120000 in equities, but as SIP by investing 30000 every quarterly. Say on 1st January the NAV was 20, thus your friend receives 1500 unit. On 1st April NAV was 18, giving 1666.67 units. On 1st July NAV was 15 rupees, giving 2000 units and on 1st October, NAV was 17 giving 1764.71 units. On December say the NAV is 22, which means you earn a 10% return, while your friend gets a much larger return. This difference is because of rupee cost averaging. Your friend benefitted from a lower average cost. This can work against your friend if the NAV were to rise with time. Your friend would end up with lesser units than you. Lumpsum strategies work when one manages to invest at a time the market prices are rising. SIP work better when the prices are going down. Frequency and the time of withdrawal also plays an important role in deciding which is better. We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mTv-UDGtQrlub2262HXuPFL Official Website: https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en "
Views: 2943 TempletonIndia
What Are Debt Funds (Hindi)
 
05:35
All you need to know about debt Funds is explained in this simple video. Click "Play" to know more.
Views: 41848 TempletonIndia
What is  Mutual Fund (Bengali)? - Franklin Templeton India
 
03:51
"Mutual funds are the new hot topic in town. Tune in to find out what is mutual fund investment and how do mutual funds work. Compare the efforts of manually investing in stocks with investing in mutual funds while also benefitting from the other advantages such as professional management and more diversity. Explore this easy means of investing. Watch this video to know about mutual funds in Bengali. So what do we know about mutual funds? Disclaimer: Mutual fund investments are subject to market risks; read all scheme related documents carefully. You’ve heard this disclaimer before, it’s freaked you out, and that’s probably all you associate with mutual funds right? But that’s far from really understanding mutual funds and its benefits! So what is a mutual fund, exactly? A mutual Fund is a professionally managed collective investment vehicle that pools money from many investors to buy securities. Umm, it’s more like an avenue that lets you diversify your investments across different asset classes and within an asset class. And investors don’t have to break their heads over it all on their own, because Mutual Funds offer the big benefit of professional money management expertise. Okay, let’s explain this with a simple example. To get from point ‘A’ to point ‘B’, you have two options: You can ride your own bike, or you could take public transport like a bus. If you took the first option, you get full control, deciding your own travel time, start and end points, route, speed etc. But all that flexibility comes with 2 conditions – you have to know how to ride the bike, AND you have to actually focus on riding it. On the other hand, if you took a bus, you may not be able to choose the exact route but you’d still have the flexibility to read your newspaper on the way while travelling without worrying about the drive itself! Moreover, it is cheaper on your pocket! Think of a Mutual Fund Scheme as somewhat like the bus. It’s a collective investment vehicle that has a clearly stated investment objective…like getting from point ‘A’ to point ‘B’ and is managed by professional fund managers at nominal cost! And an investor could invest in the scheme if its objective is in line with his personal needs. By knowing what is mutual fund investment, the investor has outsourced the job of managing his money. The fund manager would then invest the money in line with the stated objective, do the research to select the underlying instruments, build a portfolio, keep track of those investments, make changes when required and so on… A few advantages of Mutual Funds are: • They offer flexibility to investors letting them decide when to start investing and, in most cases, when to withdraw their investments • One doesn’t need financial expertise to invest in Mutual Funds • The additional cost of skills required is divided among all the investors which reduces the per investor cost We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mTv-UDGtQrlub2262HXuPFL Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 5984 TempletonIndia
"Importance Of A Financial Advisor (Tamil) - Franklin Templeton India  "
 
03:59
"Ready to invest for the future but don't know where to start? Well, what are financial advisors for? Watch the video to find out how hiring a personal financial planner who will assess your financial situation to help you achieve your financial goals and make contingency plans for emergencies as well. Financial health is very important. Say you are at that point in your life when you are thinking of your son’s future – best education, international post-graduation, grand wedding and so much more. These are important decisions and one has to start investing early for them. Would you be willing to risk this investment decision at any cost? With a limited knowledge of the investment world, it isn’t difficult to risk your hard earned money. Here comes the financial advisor – someone you can trust with the accumulation and growth of your money, which leaves you free to enjoy your life without too much stress. With so many questions and confusing answers, you could definitely use some professional help. Financial freedom – that’s where an advisor steps in, by initiating a comprehensive financial planning discussion. Investment advisors can help investors work towards financial freedom. A financial planner can asses the investor’s current financial situation and help outline the short, medium and long-term investment goals, in line with their risk profile. Moreover, a financial advisor plans for your financial emergencies, to avoid setbacks and monitors your investment so that it can be modified whenever needed so that you are always on track. An investment advisor can play many roles: • Tax planner • Investment psychologist • Counselor for personal financial decisions • Sounding board for money management With an experienced personal financial planner, you can sit back and relax. You are in good hands. We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in Tamil in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest With Franklin Templeton India today! Official Website: https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 3247 TempletonIndia
What is NAV and How is it Calculated? - Franklin Templeton India
 
04:28
Confused about what is NAV in mutual fund? Watch the video to find out what is NAV and how it is calculated. Learn what does NAV of a mutual fund represents and three reasons why NAV calculation is important but shouldn't be used to compare different mutual funds. Before you get down to NAV formula, let’s clearly understand the concept of NAV. What is NAV in mutual fund? Ughh, this is one term that has scared and confused people more than anything else when it comes to mutual funds! It’s a value, that’s pretty obvious, but value of what? What does it include? What does it show? Say you have this 1000 sq. ft. house that you want to sell. So you find this real estate expert who has got a buyer for the house at Rs. 35 lakhs. But this includes a commission of Rs. 50,000 for helping you sell the house, which means the true value per sq.ft. that you got for the house is Rs.3,450 . How’s that? Well, you take the selling price of the house, deducted any expenses from it and then divide it by the size of the house. (Ta-da) The price that you arrive at is the true value per sq.ft.! What is the NAV formula? Just like that, the NAV per unit of a mutual fund scheme is the sum total of the market value of all the assets held in the portfolio including cash, less expenses, divided by the total number of units held by all the investors. Now why is NAV calculation important? Well, for three reasons… When an investor invests in a scheme, it helps to calculate how many units he can buy. So if the NAV of the scheme is Rs. 25 and the amount being invested is Rs. 25,000, the investor will receive 1000 units.Correspondingly when you redeem your investments, meaning when you take your money out of the scheme, if the applicable NAV per unit of the scheme at that time is Rs. 50, you will receive Rs. 50,000 for your 1000 units. The third reason why NAV calculation is important, is to gauge the performance of the scheme. This NAV calculation is done by comparing the NAV of the scheme over two different points to know how well or poorly the scheme has performed. For e.g. If the NAV per unit of the scheme today is Rs. 25 and 2 years ago it was Rs 15 you know that the scheme has delivered an absolute return of 66.67% over 2 years or 29.10% every year over a period of 2 years. So to state it again, the three main reasons why NAV is important are: • Helps investor to understand how many units can be bought • Gives the amount investor will receive on redeeming the investment • Measures the performance of scheme Stay updated with NAV alerts: https://accounts.franklintempletonindia.com/guest/#/customerservices/accountsubscriptions/smsnavs/smsnavalerts We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist Franklin Templeton Academy: https://www.youtube.com/playlist?list=PLpDLpRd877mRvP2fuzG7Bby1cwuLQ6i3W Invest in Mutual Funds with Franklin Templeton. Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en
Views: 6837 TempletonIndia
What is Personal Financial Planning and its Importance (Tamil)? - Franklin Templeton India
 
04:42
"Want to learn what is personal financial planning and how it can help you? Keep watching the video in Tamil to find out how financial planning and analysis can be used to help you to save up for your future goals by investing your savings inappropriate schemes according to your needs and risk appetite. Let’s try to understand what is financial planning and the importance of financial planning in Tamil. Financial Planning manages your money to give you a personal satisfaction. Heard of the saying, “By failing to plan, you’re planning to fail”? It’s true! Everything big in life requires planning and execution. Like financial goals. These major goals definitely need a Plan to become a reality! Even more basic goals, like renovating your house, taking a holiday, and having money ready for emergencies are easier to reach if they’re backed by strong financial planning and analysis. What is financial planning? A personal financial plan is nothing but a step-by-step approach to meet one’s life goals. Why go for a Financial Plan? Multiple reasons. For one, parental needs are rising, and kids’ dreams are going to cost money. Lots of it! Because don’t forget inflation…It will only make these goals more expensive as time goes by! Good financial planning and analysis, drawn early and wisely, might have been able to save you from a lot of stress! With a strong financial plan, your savings can be directed into suitable investment vehicles, building a corpus for the important things coming up AND preparing you for the challenges that life will continue to throw at you. The point is that to turn any dreams into reality, one needs to plan for it. And planning well includes all the key elements like: • A financial advisor who understands an investor’s needs and goals and can help plan for it • An assessment of the investor’s personal risk to determine suitable products that will meet goals • An Asset Allocation Plan to channelize your savings into suitable investment options • Savings to support or fund those goals • Execution and monitoring through timely reviews The main importance of financial planning is to give investors all the information they need to invest money and achieve their goals, keeping in mind factors like time horizon, taxes, inflation and risk. And with a strong plan in place, you’re more likely to take care of your responsibilities as well as realize your dreams. So go on… dream about as many beach houses as you like but remember to PLAN for them first! We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest in Mutual Funds With Franklin Templeton. Official Website:https://www.franklintempletonindia.com/ Facebook:https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 17048 TempletonIndia
Types Of Equity Mutual Funds Part II  (Tamil) - Franklin Templeton India
 
03:36
"Watch the second part of Types of Equity Mutual Funds videos to learn about sectoral funds and international funds. The video also talks about what is diversified equity mutual funds, and how they make it easy to invest your money in diversified assets. Let’s say you’re free to go ahead pick a diverse range of different fruits, from different trees of different qualities from a garden, at the price of a regular fruit basket. That’s the main basis of mutual funds – diversification at relatively low cost. Then what is a diversified equity mutual fund and how is it different? The answer is that they further this principle, a diversified equity fund spreads its portfolio across a mixed basket of stocks. But hey! A lot of people, like you, only like apples, making apples quite popular and in demand. This means that a lot of companies that manufacture ingredients which help these apples grow will also benefit from the popularity of apples. Yes, when a particular industry thrives it takes all its suppliers up with it! That’s how we can classify the second type of equity funds. So to recap what is thematic fund? These funds invest in more than one industry or sector, generally with a correlation between them, although that is not always necessary. Like ‘Infrastructure’ which has gained popularity in the last few years, based on which equity funds invest in sectors or industries which benefit or affect the overall infrastructure development in the country. Ok but the truth is there really is no fruit like the king of fruits and it’s called the ‘Mango’! Have you noticed how all types of mangoes are always in demand? Whether it’s Alphanso, Dasheri, Langda, Dudhiya, Malda… everybody wants to eat a mango, so maybe you should invest everything in that one, grand fruit! That’s how Sector Funds are classified. This category of funds focuses their investments on certain industries only, constructing the portfolio from companies from that sector and allowing an investor to exploit the opportunities offered by it. A sector fund is basically a fund that invests solely in businesses that operate in a particular industry or sector of the economy. Some of the common ones being Pharma, FMCG, etc. Watch this short video to understand sector funds better. International or cross-border diversification is also quite popular. It allows an investor, to exploit opportunities outside his own country, with the added benefit of a diversified portfolio across different economies and countries, which reduces the risk! We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in Tamil in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest With Franklin Templeton India today! Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 6353 TempletonIndia
What is Inflation and its Effects? - Franklin Templeton India
 
04:25
People always keep discussing inflation in India and the effect of inflation in our lives. Ever wanted to know what all the talk is about? And why are people so worried about it? What is the effect of inflation? Watch the video to learn the meaning of inflation and the measures to control inflation that you take to invest your savings correctly. The world of investment is like the combination of the road and the treadmill! How’s that? Well, one’s investments have to run to cover the distance from the present situation to the desired one, and at the same time, there is a treadmill running below the road that those investments follow. This treadmill is “inflation.” And just like anyone on a treadmill, the effect of inflation on investments is that they have to outrun the treadmill to travel further or risk going backwards and away from desired goals. So let us define the meaning of what is inflation. Inflation is a rise in the general level of prices of goods and services over a period of time. And when the general price level rises, it means each rupee buys fewer goods and services. This ultimately reflects erosion in the purchasing power of money. Assume the current rate of inflation in India is 10% p.a. This means that what you could have bought for Rs.10,000/- last year, costs more this year. But suppose you decided not to spend the money last year, and instead invested it somewhere that gave you a return of 9% p.a. Today, that Rs.10,000/- would have matured to Rs. 10,900/-. But thanks to the effect of inflation you have fallen short of Rs.100/-. You may have been in this situation before, but most of us don’t even notice it. Because this may not seem like a huge amount, but if investments are constantly unable to keep pace with inflation, over time, the result could be devastating. Assuming the same rate of inflation and a return of, in 10 years you will have only Rs. 23,674, when what you need is actually Rs. 25,937, meaning the shortfall is now Rs 2,264! And unfortunately, the gap continues to increase over time, even exceeding the original amount invested. That’s huge! Imagine if the returns on your investments can’t even keep up with the rise in grocery prices! The measure to control inflation is… wait for it… is Investing. Pretty obvious, huh? But it’s true! By investing regularly and wisely, one can stay ahead of inflation. It is important to constantly keep track of the ‘Real Returns’ on investments, which is the returns on investments minus the prevailing inflation rate. It is vital to protect purchasing power, so remember to plan ahead, and invest in asset classes that will give high rates of real return over time. As the rate of inflation in India has highly increased in these years, here are few things to remember about inflation: • It reduces the value of idle money • Effect of inflation compounds every year increasing the gap between the current and future value of money • An efficient way to tackle it is through investing Don’t compromise on your goals due to inflation, instead re-assess your strategy and accommodate for inflation. Imagine how cool it that! You actually made it on time for your anniversary in spite of being bogged down by the treadmill! Know more about inflation here: https://www.franklintempletonindia.com/templatedata/gw-content/article/data/content-international/en-in-retail/investor/beginners-guide-chapter3-_io04og31 We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist Franklin Templeton Academy: https://www.youtube.com/playlist?list=PLpDLpRd877mRvP2fuzG7Bby1cwuLQ6i3W Invest in Mutual Funds with Franklin Templeton. Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en
Views: 13589 TempletonIndia
Types Of Mutual Funds   Part II - (Hindi)
 
04:27
This video is a continuation to "Types of Mutual Funds Part: 1" and takes you through some more types of Mutual Funds.
Views: 6933 TempletonIndia
Anand Radhakrishnan - Equity Market Perspectives, August 2018
 
10:48
Anand Radhakrishnan, CIO - Franklin India Equities shares his perspectives on equity markets. Watch his views on: - External and Internal Macro-economic trends - Views on current market rally being very narrow - Sectors / Themes – Opportunities & Challenges - Latest quarterly results - Way forward on valuations and earnings growth
Views: 2864 TempletonIndia
How To Create Investment Strategies ( Tamil) -  Franklin Templeton India
 
04:58
"Have you finalized your long-term investment plans but haven't yet decided on your mutual fund investment strategies? Watch the video to figure out your long-term investment strategies and free yourself from the worries of timing the market. While investing, the time for which you are investing in more important than timing your investments. When one tries to time the market, they make an attempt to buy at low price and sell at higher. However, there is no guarantee that the time chosen by the investor is indeed the right time. This is what makes the investment strategy risky. Say you want to invest in an equity scheme for your 10-year-old daughter’s higher education. You have an estimated amount and an investment horizon in place. To get there your investment advisor has suggested investing in an equity fund that will most likely get you to your goal. This way you invest a fixed amount every month and steadily reach your goal. Timing the market is tough as one has to consistently keep up with the changing market conditions. Being calm and consistent with your investment can still get you to your goal. Long-term goals like retirement planning require long-term investment strategies. Let’s go over this again: • Timing the market is risky • Timing can also play with an investors emotion, making them panic when the market goes down and greedy when the market is doing well • Time spent in the market is more crucial • Long-term investment strategies work tend to work better as you focus on your goal and not on the market disturbances We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in Tamil in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest Now With Franklin Templeton Official Website: https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 1832 TempletonIndia
Make Volatility Your Friend (Hindi)
 
03:48
Are you afraid that volatility will reduce the value of your investments? Don't be. Here is a video that shows you how to make volatility your friend.
Views: 1741 TempletonIndia
Goal
 
02:16
Tara’s goals helped her to achieve a larger purpose in life. Share your story of how your goals have helped you achieve a larger purpose in life and stand a chance to win an iPhone 8 & other exciting prizes*. Participate now: thegoodemi.com/marathon #TheMarathonOfLife *T&C Apply.
Views: 7005 TempletonIndia
Resilience
 
02:21
Nihad's resilience helped him stay motivated through his highs and lows in life. If you have beaten the odds and have a similar story to share, send it to us and stand a chance to win an iPhone 8 and other exciting prizes*. Visit: thegoodemi.com/marathon/ *T&C Apply
Views: 4487 TempletonIndia
Different Types of Mutual Funds : Part 1 - Franklin Templeton India
 
04:45
Watch the video to learn about the different types of mutual funds in India with apt examples. Know about open ended mutual funds, close ended mutual funds, and the difference between them. Choose the type which suits your investment needs and your appetite for risk. Once you know your end goal, how much time you have to reach your goal, what level of risk you are willing to take and what flexibility you desire in terms of liquidity. There are tons of ways to get there. But obviously, you want to find the most optimum and suitable option and the only way to do that is to understand different types of mutual funds that are available in the market. If an investor’s biggest concern is ""Liquidity"" then its best to consider Mutual Funds as classified into two broad categories - Open Ended and Closed Ended while the fund management principles in the two will be similar, the operational feature of liquidity is different. Difference between Open ended and Close ended mutual funds: The open ended mutual fund is like your Savings Bank account and Close Ended mutual fund is like the Fixed Deposit. An investor can start investing in an Open Ended Mutual Fund scheme by investing a Minimum Stipulated Amount and opt for further transactions like additional investments, redemption, transfer etc. any number of times, making it as easy to operate as a savings bank account. A closed ended mutual fund in comparison operates like a fixed deposit making it much less liquid or convenient. The scheme remains in operation for a certain period of time after which it matures and money is returned to the investor. Another difference between open ended and close ended mutual funds has to do with a way an investor buys and sells the two. Closed Ended funds have to be listed on the stock exchanges from where they are bought or sold. Also, the market price of the units of the closed ended funds is normally offered at a discount to the prevailing NAV. Closed ended fund unit could be sold only to the stock exchange before its maturity you must do that in a Demat format. Lack of monitoring can affect close-ended mutual funds. There's a third type of Mutual Fund - Interval Funds, combine the features of both open and closed ended schemes. These funds are open for investment or redemption during pre-determined intervals. Thus, we have the following difference between open ended and closed ended mutual funds: • An open ended mutual fund works like a savings account while a closed ended fund acts similar to a fixed deposit • Closed ended fund is less liquid than open ended fund And it doesn't stop here; watch part 2 of this video for more type of Mutual Funds based on the way schemes are managed and various other new aged Mutual Funds schemes. It may seem like a lot but it’s a simpler than you think and understanding the different kinds of Mutual Funds is key to choosing the right one for you. Find out the various types of funds using our fund explorer: https://www.franklintempletonindia.com/investor/funds-and-solutions/funds-explorer/funds-explorer?secondFilter-2 We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback at ([email protected]) View more such videos in the playlist Franklin Templeton Academy: https://www.youtube.com/playlist?list=PLpDLpRd877mRvP2fuzG7Bby1cwuLQ6i3W Invest in Mutual Funds with Franklin Templeton. Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en
Views: 8779 TempletonIndia
What are Accrual Funds? - Term Buster - Franklin Templeton India
 
01:16
Accrual Funds are a good choice for investors seeking reasonable returns with a lower interest rate risk. What is accrual income? Also called as coupon income, these are one of the return components of debt funds. What are accrual funds? Funds where coupon income is the key component are known as accrual funds. Get the meaning of accrual funds and know if it aligns with your investment goal. Watch our “Term Busters” series and de-complicate investments. Visit Investor Education Section of our website - https://www.franklintempletonindia.com/investor/investor-education/new-to-investing Watch more, and we’ll help you learn about different types of funds offered by Franklin Templeton. https://www.youtube.com/playlist?list=PLpDLpRd877mTfptx_2dTYyY8g6nfa-Qk6 You can also write to us with your feedback ([email protected]) View more such videos in the playlist Franklin Templeton Academy: https://www.youtube.com/playlist?list=PLpDLpRd877mSF4p7DIh5OMhS6zktFJ4IP Invest in Mutual Funds with Franklin Templeton. Official Website: https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/franklin-templeton-investments Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en
Views: 2169 TempletonIndia
2018: What next for Mutual Funds (Sanjay Sapre)
 
03:47
Sanjay Sapre, President, Franklin Templeton Investments, India, shares 4 key messages for 2018. Watch now!
Views: 4644 TempletonIndia
How to Create Investment Strategies - Franklin Templeton India
 
04:58
Have you finalized your long term investment plans but haven't yet decided on your mutual fund investment strategies? Watch the video to figure out your long term investment strategies and free yourself from the worries of timing the market. While investing, the time for which you are investing in more important than timing your investments. When one tries to time the market, they make an attempt to buy at low price and sell at higher. However, there is no guarantee that the time chosen by the investor is indeed the right time. This is what makes the investment strategy risky. The investment strategies differ in terms of the expected risks and returns. Say you want to invest in an equity scheme for your 10 year old daughter’s higher education. You have an estimated amount and an investment horizon in place. To get there your investment advisor has suggested investing in an equity fund that will most likely get you to your goal. This way you invest a fixed amount every month and steadily reach your goal. Timing the market is tough as one has to consistently keep up with the changing market conditions. Being calm and consistent with your investment can still get you to your goal. Long term goals like retirement planning, requires long term investment strategies. Let’s go over this again: • Timing the market is risky • Timing can also play with an investors emotion, making them panic when the market goes down and greedy when the market is doing well • Time spent in the market is more crucial • Long term investment strategies work tend to work better as you focus on your goal and not on the market disturbances Read more about mutual fund investment strategies: https://www.franklintempletonindia.com/templatedata/gw-content/article/data/content-international/en-in-retail/investor/beginners-guide-chapter13-_io04og32 We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback ([email protected]) View more such videos in the playlist Franklin Templeton Academy: https://www.youtube.com/playlist?list=PLpDLpRd877mRvP2fuzG7Bby1cwuLQ6i3W Invest in Mutual Funds with Franklin Templeton. Official Website: https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en
Views: 5865 TempletonIndia

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