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Videos uploaded by user “Let's Talk Money! with Joseph Hogue, CFA”
Passive Income Dividends: Pay Your Bills with Monthly Dividend Cash
 
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How I created a monthly income stream from passive dividend investing. There is no investing strategy more popular than dividend investing and for good reason. Dividend stocks outperform the rest of the stock market and put cash in your pocket. Dividend investing is safer than other investing strategies and will help you reach your investing goals. The only problem with dividend stocks is that most companies only pay dividends four times a year. That makes it difficult to create a monthly stream of income from just dividends. In this investing tutorial, I show you how to create a source of passive income from just four dividend investments. You'll not only get constant cash flow every month but will benefit from price appreciation for double-digit returns. Stop chasing stocks and worrying about a stock market crash. Learn how to invest in dividend stocks. This dividend investing tutorial will not only explain how dividends work but will show you a dividend investing strategy that includes monthly cash flow and upside returns potential. Learn how to invest in dividend stocks for income and double-digit returns. Includes four picks for the best dividend stocks of 2018 and how to invest in all without losing hundreds in fees. Whether you need retirement dividends or just to grow your portfolio, don't miss this video! SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities for each blog: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Do you Tweet? Join us on Twitter at https://twitter.com/peerfinance101 Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
🔑 5 Credit Score Hacks to Boost Your FICO 100 Points
 
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I destroyed my credit score in 2009 but rebuilt it fast using these five credit score repair tips - [full list of 21 credit score hacks] https://peerfinance101.com/steps-to-fix-your-credit-score-before/ Your credit score is important even if you don't plan on getting a loan. Your insurance premiums will be higher and you might miss out on a job because of a bad credit score. That's why increasing your credit score is important for anyone that wants to get their financial life in order. I detail my five favorite credit score hacks I used to boost my FICO score in less than a few months. I was able to get the money I needed at rates I could afford. No hype or gimmicks here. I'm not trying to sell you my credit score course. Understanding credit scores is one of the most important factors in financial success and I want you to have that power. One of these credit repair tips will even help you get legitimate bad marks removed from your credit report. Find out how to increase your credit score fast with a few of these tips and then how to use longer-term credit-building ideas to make sure your FICO is where you want it when you need to get a loan. You'll no longer need to ask, "What credit score do I need to buy a car?" These five credit score tips will boost your credit and give you the confidence that your FICO will get you approved. Here's that debt consolidation process you can use to increase your credit score and manage your debt - https://peerfinance101.com/complete-debt-consolidation-process/ SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities for each blog: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Do you Tweet? Join us on Twitter at https://twitter.com/peerfinance101 Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
10 Best Side Hustle Ideas: How I Made $600 in One Day
 
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Side hustle ideas aren’t just about making extra money but will protect you from the coming jobs-pocalypse and keep you from living paycheck-to-paycheck. The most common question I get about business ideas and side gigs is where to start, how to find that perfect side hustle strategy you can use to turn five hours a week into a few hundred dollars. I’ve taken all the income sources I know and narrowed them down to my favorite ten. I’ve used six of these side hustle ideas and make money every month from at least four. In fact, I made over $7,200 in March with $600 in one single day. Your monthly income is going to fluctuate a little but put together a few of these side hustle ideas and you’ll produce a solid income you can count on. I tried to keep out the traditional jobs from the list, all the side jobs you see on Craigslist. Everyone knows how to make money cleaning someone’s house, but do you really want to get pruny fingers 10 hours a week? For this list of side hustle ideas, I kept it to the income sources you might not have thought of, the ones that have worked for me and the ones that make money fast. I’ll include how to get started and how much you can expect to make with each side income strategy. I’m also going to reveal three secrets to side hustle success, three critical keys to making money, at the end of the video. Here’s that playlist link to my favorite passive income source, self-publishing. Of the 10 side gigs in the video, this one should be at the top of everyone’s list. https://www.youtube.com/watch?v=9nLLGmJ-0aY&list=PLjsZ3KrTlZoy60XT3kSIXZTIwggIwIBIG For a step-by-step into making money online with a blog, check out the blogging playlist linked below. Blogging is one of the best side jobs from home and will create an asset to make money every month for years. https://www.youtube.com/watch?v=NE3Xk6HqXr0&list=PLjsZ3KrTlZowuIEt0DjRan8QQnoJBALIo • The side hustle ideas I used to make over $2,000 a month within a year • The real estate side gig that costs nothing to start • The side job from home you can start today that pays $50 an hour • My favorite passive income source that is easier than it looks • 3 keys to making any business idea a success SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #income #sidehustle #passiveincome #business
Debt Consolidation for Bad Credit [How I Saved $3,400 on a 560 FICO]
 
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Debt consolidation is controversial but I’ve used it twice and it’s saved me thousands. https://www.youtube.com/watch?v=Io1JV53oOlA&index=4&list=PLjsZ3KrTlZozfKrkG8uKVUa_yoC6xUVvn I was flat broke in 2009. I destroyed my credit score and owed over $15,000 in credit card debt and other loans. I knew what everyone said about debt consolidation loans. I knew the risks but I was paying hundreds a month in interest and I needed a way out. By lowering my interest rate just 5% with a debt consolidation loan, I was able to immediately save $40 a month on payments. By putting that money back into my debt payoff plan, I was able to save thousands and pay off the consolidation loan years early. I’m not alone. The average credit card debt is over $15,000 and Americans pay hundreds in just interest every month. Most debt experts will tell you to avoid consolidation loans but the fact is, they work. I’ll walk you through the process of getting a debt consolidation loan on bad credit. I’ll reveal the risks and pitfalls to avoid before showing you how to get a better rate and some debt payoff strategies to get out from under the loan. I’ll be using the PersonalLoans site in the video, a lender I’ve used twice before https://peerfinance101.com/personalloans Here’s the list of debt consolidation sites I’ve used or have reviewed: https://peerfinance101.com/list-peer-to-peer-online-loans-sites/ Debt consolidation isn’t the best place to be but you can use it to your advantage. Know the risks. Know how to do it right and get your finances back on track. - The risks of debt consolidation and how to avoid the traps - Step by step to getting the best rate on your debt consolidation loan - How to do debt consolidation right and pay off your debt early - The hidden benefit to debt consolidation that nobody talks about Don't forget to click through to the debt payoff playlist above and follow the entire series. I may eventually turn this series into a paid course but you can watch it all free right now. I start out by revealing the debt payoff strategies that will work with any budget, even on low income, and finish by showing you how to get a perfect credit score. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #debt #loans #debtconsolidation
Best Investments to Make Money for a Crash-Proof Portfolio 🐻
 
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Stock prices will rise and fall but I’ve got two alternative investments and a crash-proof stock investing strategy that will protect your money and produce 10% returns every single year. In fact, I’ve used this strategy to earn nearly 15% annually over the last five years against an 11% return on the S&P 500. This isn’t about timing the market or trying to pick stocks to beat the market. This video will show you how to spread your investments out into other assets to protect your portfolio when stocks crash and still earn those double-digit returns. The best investments to make money isn’t about which stocks you pick but about how you invest your money and how you diversify your portfolio. I was an equity analyst for more than a decade for high-net worth investors and portfolio managers. I’ve seen how the rich invest and I’m going to share with you the smart investments that will make you rich. I start out with my two favorite investments to buy now. These are two alternative investments that you might not have heard of but I guarantee you will be glad you did. These investments offer returns like stocks but the safety of bonds and real estate. I’ll also show you how I invest in these two ideas including how you can get started investing for beginners with little money. Then I’ll show you how to crash-proof your stocks with an easy rule for when to invest in different sectors. Not only will this strategy increase your investment returns but it will also protect you from the next stock market crash. This is more than just an investment guide for beginners, it’s a way to make your money work for you without having to worry about a stock market crash. Watch these other videos in the peer-to-peer investing playlist to see the criteria I use to make 10% returns with a fifth the volatility of stocks. https://youtu.be/EF75R9-0IjY When you’re ready to get started investing in peer loans, this article will give you three Lending Club strategies for every type of investor. https://mystockmarketbasics.com/lending-club-investing-strategy/ Not sure if you’re ready for crowdfunding investing? Check out the survey I did on real estate crowd returns and how easy it is to get started. https://mystockmarketbasics.com/average-real-estate-crowdfunding-returns/ SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #stocks #investing #investment
Dividend Death 😲 Dividend Investing Dangers in 2019
 
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Nothing destroys value like a dividend cut. I'm going to show you three warning signs in dividend investing so you can get out of an investment before the dividend yield is cut. I've also found one popular dividend stock that is flashing red all over. Investing in dividend stocks has beaten the stock market for decades and it's a great way to create cash flow to pay your bills. All those profits can be wiped out in an instant though if the dividend is cut. I've seen dividend yielding stocks fall by more than 50% when the dividend payment was cut. That means you need to watch for the warning signs and get out before rumors start about a cut to the dividend yield. This isn't as difficult as it might sound. I follow three warning signs and it's helped me avoid 90% of the cuts in my dividend portfolio. In fact, watching these three red lights helped me find one hugely popular dividend stock that could be ready to cut at any moment. I guarantee you've heard of this company and probably own shares in your own portfolio. Do not miss your chance to get out of this stock before the bottom drops out. - Why it's so important to watch for cuts in dividend paying stocks - How to use cash flow instead of earnings to see if a company is in trouble - How to read the cash flow and income statement for dividend stocks - The warning signs in dividend stocks that management won't tell you about SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
Favorite Passive Income Source 🤑 How I Make $24k a Year Doing Nothing
 
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I make money online from seven different sources every month but few are passive income ideas. If you want financial freedom, you have to diversify your income and some of those must be passive income streams. What's the point of making money if you're too busy to enjoy it? This one passive income stream accounts for about a third of my total monthly income. I make $24,000 a year on it and do next to nothing after launching. I'm talking self-publishing in this short passive income tutorial and giving you five tips to make your books a constant stream of residual income. Anyone can do this and I've got five hacks to help you write your book, publish it and make money every month. I've published 10 books and sell hundreds of copies a month. My books make between $100 to $500 a month and it's money I can count on to be in my bank account. If you want financial independence, if you want a true passive income source, then take a few minutes to watch this video. It will change your life. I've already talked about the 10 biggest self-publishing mistakes in our self-publishing playlist so make sure you check that one out after watching. Creating an ebook can be a great passive income idea but there are a lot of hurdles you have to avoid. Check out these three strategies I use to make my self-publishing passive income, including how to use Amazon Marketing Services: https://myworkfromhomemoney.com/book-marketing-strategies/ SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities for each blog: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Do you Tweet? Join us on Twitter at https://twitter.com/peerfinance101 Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #workfromhome #income #blogging
How to Pay Off Debt Quickly 🏃 [2 Strategies to Motivate and Save]
 
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If you’re ready to attach your debt, I’ve got two strategies that will save you thousands and motivate you every single day. https://www.youtube.com/playlist?list=PLjsZ3KrTlZozfKrkG8uKVUa_yoC6xUVvn We’ve covered a massive amount already in our debt payoff plan from budgeting to setting goals but we’re now to where you’ll start seeing that debt melt away. Making extra payments to your debt isn’t enough though. Really destroying your debt means understanding debt strategies, which save the most money and which will work for YOU! Finding that perfect strategy to pay down debt means you’ll be able to stick to your plan without even thinking about it. You’ll pay off your debt in years less than planned and can start creating the financial future you want without ever having to worry about interest again. I start the video by showing you the importance of prioritizing your debt payoff and finding the right strategy for your needs. I’ll then reveal the two best debt payoff strategies and my favorite one for paying off debt fastest. - How playing games with your debt can save you thousands and pay it off faster - How to turn just $25 in extra debt payments a month into almost $10,000 in savings - The two best debt payoff strategies you can use - How the debt snowball method works but why it’s not the best strategy - My favorite way to pay off debt quickly that motivates you every step of the way Don't forget to click through to the debt payoff playlist above and follow the entire series. I may eventually turn this series into a paid course but you can watch it all free right now. I start out by revealing the debt payoff strategies that will work with any budget, even on low income, and finish by showing you how to get a perfect credit score. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join the Facebook communities: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #debt #debtfree #credit
5-Minute Template to Dispute Credit Report Letter
 
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A quick template letter to dispute your credit report, get negative items removed and increase your credit score fast. https://www.youtube.com/watch?v=C6ZQSvuV_7k&index=6&list=PLjsZ3KrTlZozfKrkG8uKVUa_yoC6xUVvn You don’t have to be trapped by bad credit. In fact, more than one-in-three Americans have a mistake on their credit report and that bad credit score isn’t their fault. I’ve seen people use this example dispute credit report letter and increase their FICO by more than 100 points in less than a few months. The best part is that the credit reporting bureaus have now put a lot of this online so you can dispute negative marks on your report in just a few minutes. The credit bureaus; TransUnion, Experian and Equifax are legally obligated to investigate every dispute you make. If a creditor or collection agency is too lazy to respond within 30 days, you get the item removed from your report and your credit score jumps. Getting items deleted from your credit report is one of the fastest ways to increase your credit score, easier than negotiating debt and faster than building good credit. I’ll show you exactly how to get started with two ways to dispute credit report mistakes. This strategy will remove charge-offs and collections from your credit report. - Why you MUST get fix your credit report - How much a bad mark on your report hurts your credit score - Two ways to dispute credit report mistakes - Example letter to dispute credit report - How long it takes to dispute your credit report Links to the Credit Bureaus to Dispute Something on your Credit Report: Equifax: https://www.ai.equifax.com/CreditInvestigation/home.action Experian: https://www.experian.com/ncaconline/creditreport TransUnion: http://www.transunion.com/corporate/personal/creditDisputes.page Don’t forget that you need to dispute an item on each report on which it appears. If you get it removed from one credit report, that will make it easier to get removed from the others but you need to do this process for each credit bureau. Don't forget to click through to the debt payoff playlist above and follow the entire series. I may eventually turn this series into a paid course but you can watch it all free right now. I start out by revealing the debt payoff strategies that will work with any budget, even on low income, and finish by showing you how to get a perfect credit score. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
What are Stock Dividends [4 Factors to Find Best Dividend Stocks]
 
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Learn what are stock dividends and four proven strategies for monthly cash flow in Step-by-Step Dividend Investing https://amzn.to/2MmLSOF Dividend investing is one of the few strategies to consistently, year after year, beat the rest of the market. A famous study by Ned Davis Research over nearly 40 years of stock market returns showed companies that regularly increased their dividend payment blew the rest of the market returns out of the water with a 9.5% average annual return. Even stocks where the dividend payment didn’t increase regularly returned an average 7.2% over the period way above the 1.6% return investors got from stocks that paid no dividends. I’m going to start off with the basics of dividend investing, what are dividends, but then I’ll share four factors I use to find dividend stocks. You won’t find these four factors on any stock screener. You won’t find the strategy on any website but that’s why it offers those solid returns every year. I’ll also walk you through how to use these factors to find stocks on any online investing site. These four factors in picking dividend stocks have helped me earn a 4% cash return, more than twice the average for the stock market, and earn a double-digit total return on the portfolio. No matter your investing goals, fill your portfolio with dividend yielding stocks and you will not be disappointed. - How dividend stocks beat the stock market - What are stock dividends? - Basics of dividend investing - The advantages of dividend stocks beyond high returns - Four factors I use to pick dividend stocks - A dividend investing strategy for cash flow and returns SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join the Facebook communities: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
The Best REIT You Haven't Heard Of [But Need to Invest In]
 
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Real estate investment trusts or REITs have been a great way for regular investors to get access to real estate investments without spending millions to develop a portfolio themselves. Now, there’s a new type of REIT that could offer all the advantages of REITs but without the pitfalls. I love real estate investing and have been analyzing or investing in property for more than two decades. Real estate returns beat stocks in almost every time period. In fact, over the 30-years through 2017, real estate provided an 1,800% return according to the NAREIT all equity REIT more than double the total return of 731% on the S&P 500. But that huge advantage in owning real estate runs face first into reality for a lot of investors. Buying and managing property just isn’t possible for a lot of people. Sure, you might be able to manage one or two rentals but own more and it becomes a full-time job on top of your full-time job. It costs tens of thousands just for a down payment on one property. That means, for a lot of investors, they’d have to sink their entire nest egg into real estate and anyone that lived through the housing bust can tell you that’s not a good idea. But there is one type of real estate investment that gives you those double-digit returns, all the exposure you need, without the headaches and problems. You can start with less than $100 and get an investment in multiple properties all across the country and with professional management. We’re talking about a real estate investment trust or REIT. In this video, I’ll walk through the advantages of REIT investing and one new way to invest for all the benefits but none of the hassles. Check out that new type of online REIT, the stREITwise 1st Office REIT for advantages over listed real estate investment trusts https://mystockmarketbasics.com/streitwise - Why every investor needs real estate investments in their portfolio - Real estate investment returns vs stock returns - What is REIT investing and how can you use it for a stress-free investing strategy - The REITs I invest with in my portfolio - A new type of online REIT that could be the best REIT for your portfolio SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
5 Highest Paying Dividend Stocks to Buy Now [Stock Market Challenge #1]
 
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I’ve picked these five highest paying dividend stocks for my 2019 stock market challenge and am excited about watching that cash flow into the portfolio. Make sure you join us each month to track the dividend portfolio and everyone in the challenge. Follow the 2019 Grow Your Dough challenge with a dividend portfolio of your own on M1 Finance. I like M1 because of it’s no cost investing and easy automated process. The platform automatically reinvests your dividends and deposits equally across your investments at no cost. Check out this link for more information https://mystockmarketbasics.com/joinm1finance I’m all for a diversified portfolio of stocks including growth, value and other themes but I think dividend stocks will beat the market this year. Not only do these five dividend yielding stocks have huge upside potential in price but the high dividend payouts will be a source of positive returns even if the stock market crashes. That’s going to mean protection from a recession and an opportunity to uses those dividends to buy more stocks at lower prices. I’ll be updating the stock market challenge each month and you can follow other YouTube portfolios in the #GrowYourDough challenge. I’ll be tagging and referencing other investors in the challenge in update videos. In this video, I’ll show you how I set up the dividend investing portfolio and why I picked dividend stocks. I’m also revealing my first five stock picks, the best dividend stocks of 2019, that I think could produce huge returns this year. Make sure you subscribe to the channel so you don’t miss next month’s video where I’ll reveal five more dividend paying stocks. Know when to sell your dividend stocks with these three warning signs. These three signs will help you protect your money and your returns. https://youtu.be/eRlSRYJ9qTM Want more of my favorite 2019 dividend stocks? Check out these five dividend yielding stocks that aren’t like other companies. In fact, they get special tax breaks and pay yields three-times the market average. https://youtu.be/jYtoybPyb80 0:37 What is the 2019 Stock Market Challenge? 1:30 Why Dividend Investing Will Beat the Market this Year 3:00 How I Pick Dividend Stocks 4:20 5 Best Dividend Stocks for 2019 Check out a few of the other YouTube channels in the Grow Your Dough challenge. I'll be referencing others and comparing investments throughout the series. Jeff Rose https://www.youtube.com/channel/UCkNgKCu9062P0CPyVoBI5sQ David Pere https://www.youtube.com/c/frommilitarytomillionaire/ Antonio https://www.youtube.com/babyinvestments Ryan Scribner https://www.youtube.com/c/ryanscribner Bob Lotich http://youtube.com/c/seedtime Sarah Wilson https://www.youtube.com/budgetgirl Graham Stephan http://www.youtube.com/c/grahamstephan Justine Nelson https://www.youtube.com/debtfreemillennials Tela Holcomb https://www.youtube.com/channel/UCH0_3OdpcndtxRmYMHXEEIg Nate O'Brien https://www.youtube.com/nateobrien Allison and Matt https://www.youtube.com/c/owenyourfuture Will Armstrong https://www.youtube.com/channel/UC5xhh7eQntjsC6e7yq8P4bg SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos YouTube Community Exclusive: 55% Off my Goals-Based Investing Strategy Course! Huge shift from traditional returns-based strategy of chasing stocks to a strategy designed around your goals – Coupon Code: COMMUNITY https://mystockmarketbasics.com/Communitydiscount Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
Passive Income Blogging is a Lie 😱 and 5 Rules to Make Money
 
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I get so mad when I see passive income blogging promises. I love my work from home lifestyle and make more blogging than I ever did at a 9-to-5 job ($86,000 last year) but blogging is not passive income! Blogging is a business. Making money blogging means understanding what that means and rising above the 300 million websites created every year. You can make money blogging, a lot of money, but put the idea of passive income online out of your mind. It's hard work but it's yours and you'll always have an online income to count on. I want you to start a blog with the knowledge you need to be successful so I'm sharing the 5 blogging rules you need in this blogging tutorial. I first cut through the passive income ideas of blogging and then share five steps to make your blog profitable. Check out the rest of our blogging guides and please subscribe to the channel. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities for each blog: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Do you Tweet? Join us on Twitter at https://twitter.com/peerfinance101 Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #blogging #income #workfromhome
Stock Market for Beginners | How to Invest in Stocks 2019
 
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This is a complete guide of the stock market for beginners from the questions to ask before investing to picking stocks and how to get started investing in 2019. I’m using my decades of experience as a wealth manager to help beginner investors get started. Get started investing on Ally Invest and get a cash bonus up to $3,500 with the link here https://mystockmarketbasics.com/allyinvest Open a robo-advisor account and get a $100 bonus with WealthSimple https://mystockmarketbasics.com/wealthsimple This video has something for everyone, even advanced investors that are already buying stocks. I start with how to invest in the stock market and picking the right investment platform. Then I reveal the investing strategy used by professional investors to invest in the stock market and my three favorite stocks for 2019. I’ll leave an index below but watch the whole video because you don’t want to miss the basic investing strategy I share and that strategy to make investing in the stock market easy. I’m going to help you understand what type of investor you are so you pick the best investing strategy for your needs. Beginner investors will appreciate the two ways to invest in stocks while advanced investors will love the stock-picking strategy that doesn’t depend on timing the stock market or stock market trading. By the end of this video, you’ll know how to invest in the stock market for 2019 and how to buy stocks online. Step by Step Dividend Investing – Get paid to invest! How to find income investments for fast cash flow and create passive income with dividends, REITs and MLPs with this book. http://amzn.to/2aLpFcs After this video, don’t miss my 7 favorite investments for $1000 - https://youtu.be/o1TtdL9brPg 1:34 Two Questions Every Beginner Investor Needs to Ask 4:25 How to Start Investing Online in 2019 5:10 How to Start Investing on a Robo-Advisor 5:58 3 Step Strategy to Stock Market Investing for Beginners 10:55 My 3 Favorite Stocks for 2019 SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos YouTube Community Exclusive: 55% Off my Goals-Based Investing Strategy Course! Huge shift from traditional returns-based strategy of chasing stocks to a strategy designed around your goals – Coupon Code: COMMUNITY https://mystockmarketbasics.com/Communitydiscount Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
3 Steps to Easy Bond Investing [Market-Proof Your Portfolio]
 
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Stop missing out on your best opportunity for cash flow and safe returns. Learn the secret to investing in bonds and get started now with Step-by-Step Bond Investing https://amzn.to/2MqKE5d Bond investments are way underrated by investors with less than 2% of investors holding any fixed-income at all in their portfolio. That’s despite the fact that bonds provide rock-solid cash flow and safe returns compared to stocks. In fact, bonds have actually beaten the return on stocks during the last decade. Now I love investing in stocks just as much as the next person and I’m not saying you should ditch equities but bonds is going to be the secret asset you add to your portfolio that helps reach your financial goals. I’m going to walk you through three steps to investing in bonds to protect your money while still producing that return and I’ll show you how to find bonds in which to invest on any online site. I’m then going to share my favorite bond investing strategy, something that will make all this super easy so make sure you stick around to the end of the video. From explaining the basics of bond investing to giving you tips for investing in bonds, this video will give you all the tools to diversifying your portfolio and creating consistent returns even in a bear market. - Why bond investing could be the smartest investment decision you make - Stocks vs Bonds: how bond returns actually beat stocks - What happens to bonds when interest rates rise - 3 Steps to investing in bonds - How to pick bond investments and a fixed-income strategy for consistent cash flow SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #investing #stocks #investment
How She Paid Off $30K in Debt on Low Income
 
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Chonce shares the debt payoff strategy she used to pay off more than $30,000 in debt on a low income along with three secrets she learned to pay off debt faster. This was one of my favorite interviews with money experts because it's a story with which we can all relate. Chonce was drowning in debt as a single mother but she just didn't have enough left in her budget to pay off debt. Her income didn't leave anything to get out ahead. But she made the decision to take control of her debt and her financial future. She learned everything she could about saving, budgeting and the debt payoff strategies that would help her turn a low income into debt-free. She ended up paying off nearly a year's worth of income in debt in just three years. It wasn't easy but she's now debt free and able to do so much more with her money. In this exclusive interview, Chonce shares exactly how she did it from the two ways to pay off debt that she recommends to how to stay motivated. She talks about how to use the debt snowball method and her personal favorite, the debt avalanche method, to save money and stay motivated. By the end of the video, you'll have your own budget and plan to pay off debt fast no matter what your income. How did she save money on a low income? How to face the challenges in debt payoff and saving money. How to stay motivated to keep saving money and paying off your debt. The three debt payoff strategies Chonce recommends to everyone. Don't forget to visit Chonce's blog at https://www.mydebtepiphany.com/ SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join the Facebook communities: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
High Growth Stocks You Can Hold Forever [4 Factors to Watch]
 
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Find the list of high growth stocks and other investing ideas on The Motley Fool https://mystockmarketbasics.com/motleyfool Growth stock investing is one of the most popular investing strategies among investors and have beaten value stocks since 2009. Against the old myth of a value investing premium, growth stocks have benefited from economic growth and investor sentiment to offer higher returns. Growth stocks beat other investing strategies during a growing economy because that momentum and sales growth is more easily maintained. That’s why sometimes growth investing is also called momentum investing. In fact, during an economic rebound growth stocks will often beat dividend investments as the companies invest more into growth. The proof is in the numbers. Growth stocks have provided a 12% annual return over the last decade, beating the 8.7% return on value stocks and the 7.7% return on dividend investments. Finding growth stocks means narrowing down your list of stock picks with a stock screener before digging deeper with a little research. You can use consensus sales and earnings estimates to find growth stocks and then look to financial statements for other factors. Make sure you look beyond just the basic numbers like earnings, into debt and cash flow growth. Don’t forget to answer our reader question, what is your favorite growth stock to buy right now? Do you have a process for picking growth stocks and what do you look for? Topics and Questions in the Video: What are Growth Stocks? Growth Stocks vs Value Stocks: Which Provide the Highest Returns? How to Find Growth Stocks at Reasonable Prices The Growth Stock Screener I use to Find Investment Ideas Four Growth Investing Factors to Research Stocks SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. I want to thank The Motley Fool for sponsoring this growth stocks tutorial and helping me bring some great investing ideas to the community!
How Much to Put in 401K [and Other Crucial Retirement Questions]
 
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Get your free 401K checkup and answer your retirement investing questions with Blooom https://mystockmarketbasics.com/blooom I love 401K investing but few plan administrators do a good job at answering questions and helping investors to understand the programs. It’s too bad because these are excellent opportunities when it comes to saving for retirement. In this video, I’m going to show you how a 401K works, how much to put in a 401K and answer all the most common questions in how to invest for retirement. This is the second 401K tutorial in our three-part series with Blooom, an independent provider of 401K plan investing that connects with your existing 401K plan to help you make your retirement plan work better. The service works with almost any 401K account including Fidelity 401K, Prudential 401K, Vanguard 401K funds and Wells Fargo 401K. We covered some of the biggest 401K mistakes like 401K loans in the first video and got a lot of questions. I wanted to create this video to answer the most common questions like how much should I contribute and how a 401K works. What is a 401K? 401K Balances by Age What is 401K Vesting? How Much to Contribute to 401K? Should I Borrow from My 401K? How to Invest in a 401K SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. The information is provided for discussion purposes only and should not be considered as advice for your investments. Please consult an investment advisor before you invest. Investing involves risk. Your investments are subject to loss of principal and are not guaranteed. Blooom is limited to the funds available in your employer sponsored retirement plan. There is no guarantee blooom can or will reduce your fund expenses. Source *Retirees living in poverty: Kaiser Family Foundation analysis of Current Population Survey, 2017 Annual Social and Economic Supplement https://www.kff.org/medicare/issue-brief/how-many-seniors-are-living-in-poverty-national-and-state-estimates-under-the-official-and-supplemental-poverty-measures-in-2016/ Source *42% reduction in fees from Target Date funds: https://www.blooom.com/learn/facts-and-stats/ Source *Forbes quote fees cost to investor: https://blog.blooom.com/pitfalls-going-alone-401k/
How to Get Out of Debt Fast in 2019 [9 Debt Free Steps in 12 Months]
 
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Make 2019 the year you get out of debt! I’m revealing nine steps how to get out of debt fast from paying off your credit cards to easy strategies to make your money go further. Ditch your debt this year! Why is it so hard to pay off debt? Why can you not get out from under those credit card bills no matter what income you make? Because debt payoff strategies take so long. Getting out of debt takes so long, people get disappointed and give up. The fact is, paying off your debt doesn’t have to take so long and you can do it with a low income. You just need to know how to find extra money to pay bills, the secret debt payoff strategies that save interest and how to make your money go further. In this video, I’m sharing exactly that, the nine strategies I’ve used to pay off debt. I’m revealing the most powerful strategies including the debt snowball and debt avalanche method and a secret strategy nobody uses. I’ll also show you how to find money in your budget you didn’t know was there. I’ve used these tips to pay off debt and have interviewed people that have paid off $20,000+ in credit card debt in less than a year. The first six secrets to debt payoff will find money you didn’t know you had. The next two debt tips will help you pay off your bills faster and the last secret will put even more money in your pocket. Stop being buried under credit card debt and get out from under it this year. For more on the debt payoff strategies to get out of debt faster, check out this video https://youtu.be/Io1JV53oOlA It’s controversial but debt consolidation saved me thousands in interest and helped pay off my credit cards. Check out this video to get my step-by-step https://youtu.be/gavPg6oRxFY I used PersonalLoans to consolidate my debt after ruining my credit in 2009. Check your rate to pay off your debt - https://peerfinance101.com/personalloans 1:53 How to Make Debt Payoff Goals 2:52 How Spending Challenges will Find Money You Didn’t Know You Had 4:15 How to Declutter and Ditch Your Debt 5:03 The Tough Decisions to Get Out of Debt Fast 6:33 The One Thing Keeping Everyone in Debt 7:54 The Cold Solution to Debt-Free Living 8:45 Debt Payoff Strategies to Save and Motivate 10:57 How to Save Money and Pay off Your Debt Quick 12:57 Making More to Beat Paycheck-to-Paycheck Don’t Miss this Free Report - 5 Things about Credit that Will Shock You https://peerfinance101.com/things-about-credit-free-report/ SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos YouTube Community Exclusive: 55% Off my Goals-Based Investing Strategy Course! Huge shift from traditional returns-based strategy of chasing stocks to a strategy designed around your goals – Coupon Code: COMMUNITY https://mystockmarketbasics.com/Communitydiscount Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
Peer to Peer Lending Investing 💰 My Double-Digit Cash Flow
 
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Learn how to make your peer to peer lending investing completely passive income and get my loan-picking filter for returns of 10% a year without doing anything. If you aren’t p2p lending investing yet, you’re missing out on some great returns. Not only can you book double-digit returns that will smooth out your investments during a stock market crash but one new feature of peer lending investing will put your investments on auto-pilot. Different investments like real estate, peer-to-peer lending and other alternative assets are going to smooth out your returns so you don’t freak out when stocks tumble. I’ve been investing on Lending Club for years and love how it diversifies my portfolio from just stocks and bonds. In this Lending Club investor review, I show you why I choose the platform vs Prosper and how I invest in p2p loans. I take you through my Lending Club strategy including the actual loan filter I use to decrease defaults to less than 2% of my portfolio. Want more information on peer-to-peer lending investing and Lending Club? This article will guide you through why invest in peer-to-peer loans and how to set up an account in less than five minutes. https://mystockmarketbasics.com/lending-club-investing-strategy/ When you’re ready to start a Lending Club investment, just click here to set up an account https://mystockmarketbasics.com/lendingclubinvesting 1:15 My Lending Club Returns 1:30 Peer to Peer Lending Investing for Beginners 1:40 Question: Have You Heard of P2P Investing? 2:00 Why you MUST automate p2p investing 3:00 My peer to peer investing strategy 3:45 My Lending Club investing criteria 7:40 My Three Favorite Lending Club Investing Strategies SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #investing #investment #income
5 Safe Investments in a Stock Market Crash
 
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Stop worrying about a stock market crash and learn how to invest your money to beat any market. I made over $5K during one of the worst weeks in stock market history and I did it on just a few alternative investments that smoothed out my stock market returns. I've used these five investments and have actually made money during the stock market crash. I'll start out showing you the factors that are causing stocks to crash so you can understand how to invest in any market. I'll also show you the five alternative investments that will protect and grow your money even if Wall Street tumbles. These stocks and assets aren't immune to the stock market crash but benefit from different factors so they don't follow stocks. It's not a matter of timing the market but understanding the factors behind the crash and how to shift your investments to make money now. Some of the investments I'll cover in the video: How I use p2p investing to get stock market returns but the safety of bonds. Check out these three p2p strategies for every type of investor. https://mystockmarketbasics.com/lending-club-investing-strategy/ Get started on Lending Club for double-digit returns and monthly cash flow. https://mystockmarketbasics.com/lendingclubinvesting How I use real estate crowdfunding for all the benefits of property investing but without all the headaches. See how crowdfunding gives you stock market diversification and returns. https://mystockmarketbasics.com/real-estate-crowdfunding-good-investment/ Browse available properties for free on RealtyShares. https://mystockmarketbasics.com/realtyshares SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities for each blog: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Do you Tweet? Join us on Twitter at https://twitter.com/peerfinance101 Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #stocks #investing #investment
How to Make Thousands with an Anonymous Blog
 
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Whether you don't feel comfortable sharing personally or can't, you can still make money with an anonymous blog. I'll show you how to start and promote an anonymous blog without outing yourself. https://myworkfromhomemoney.com/anonymous-blogging/ Blogging a a very personal business but that can be difficult for some people. Some are prohibited from blogging by their employer. Others want to talk about a sensitive subject and aren't comfortable yet revealing it to their friends and family. Either way, blogging anonymously can be the solution. You create a persona, another identity which you use on your blog. A lot of times, the blogger persona is just like the real person except with a different name. You can make just as much money as an anonymous blogger. In fact, some of the most successful bloggers I know are anonymous. You just need to know how to promote your blog without giving away your real identity. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities for each blog: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Do you Tweet? Join us on Twitter at https://twitter.com/peerfinance101 Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #blogging #workfromhome #income
Crowdfunding Investing [How Peter Thiel Makes 4,000% Return]
 
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Get the entire process for equity crowdfunding investing from a venture capital analyst in Investing in the Next Big Thing. https://amzn.to/2Mr4Vaz I’m going to start with a quick look at crowdfunding investing, what it is and why you need these investments in your portfolio. Then I’ll reveal two of the most important steps I used to find the best investments for venture capital firms and angel investors. I’m going to reveal the two most important steps to analyzing any equity crowdfunding deal but let’s start with a basic idea of crowd investing and why it could be the most important investment you ever make. The JOBS Act has brought us equity crowdfunding investing sites like EquityNet, CirleUp and WeFunder but you have to know how to sort through the deals for the ones that will make you rich. Research by Willamette University on more than 1,200 early-stage investments over 15 years showed an average return of 160% over any four-year period, that’s a 27% annual return. That’s almost triple the average annual return on stocks and six-times what you’ll earn on bonds. Getting those triple-digit returns in crowdfunding investing, finding the next Facebook or Apple, means being able to weed out those nine-out-of-ten investments that will lose your money. This isn’t sitting in your PJs watching CNBC for a hot stock tip . This is the kind of investing that creates generational wealth. That means having a process for finding those winners and knowing how to invest. - What is equity crowdfunding investing and why is it the next big thing? - How people like Mike Markula and Peter Thiel made over 4,000% return on their investments - My experience as a venture capital analyst and how it will make you money - A quick checklist to invest in equity crowdfunding - The best crowdfunding sites for investing - Two ways I use to estimate my potential return on crowdfunding investments SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join the Facebook communities: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
5 Best Dividend Stocks to Buy in 2019 [6%+ Dividend Yields]
 
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I’m revealing the best dividend stocks for 2019 and it might surprise you that they aren’t actually dividend paying stocks. These special types of companies are the highest paying dividend stocks but cannot be valued the same way. It’s one of the biggest misconceptions with REITs and MLPs and I see investors try to use the price-earnings ratio all the time. You can’t use common stock valuation techniques when looking at REIT investing or MLPs. In this video, I’ll walk you through the basics of these two types of dividend paying stocks from how they differ with other stocks to how much you can make and the risks involved. I’ll also reveal special metrics to value these companies and the best dividend stocks to buy in each group. Invest on a no fee website like M1 Finance and save thousands on commissions. I use M1 for the no-cost and easy automatic investing in my portfolio. Get a special bonus offer with this link https://mystockmarketbasics.com/joinm1finance REITs and MLPs are some of the best dividend stocks for your portfolio because not only do they pay higher dividend yields than other stocks, they also protect your portfolio from a financial crash. These aren’t like other companies. They own real assets that hold their value and spin off an amazing amount of cash flow. There are some risks involved though with these types of dividend stocks and you can’t treat them like normal stock dividends. I’ll walk through all the risks and differences in the video as well as how to find the best stocks to buy. Step by Step Dividend Investing – Get paid to invest! How to find income investments for fast cash flow and create passive income with dividends, REITs and MLPs with this book. http://amzn.to/2aLpFcs One last note is that the tax benefits on these two types of dividend stocks are different as well. You shouldn’t hold MLPs in a tax-advantaged retirement investing account while REITs are perfect investments for a retirement account along with other high dividend paying stocks. I go into detail on this in the video so be sure to watch it all the way through. When you’re done, check out this video on dividend stocks for beginners that will show you how to pick dividend stocks https://youtu.be/tKVVkQTpC7c This next one is a can’t-miss dividend investing video where I reveal the warning signs of a dividend cut and when to sell a dividend stock https://youtu.be/eRlSRYJ9qTM 0:55 REIT Investing vs Dividend Stocks vs MLPs 1:40 Why You Cannot Use the PE Ratio with these Dividend Stocks 2:15 MLP Investing 7:57 What are REITs 11:30 Best REIT Dividend Stocks SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos YouTube Community Exclusive: 55% Off my Goals-Based Investing Strategy Course! Huge shift from traditional returns-based strategy of chasing stocks to a strategy designed around your goals – Coupon Code: COMMUNITY https://mystockmarketbasics.com/Communitydiscount Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
How to Beat the Market Investing by Age
 
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Investing by age so you don't have to worry about a stock market crash and can enjoy life - https://mystockmarketbasics.com/easy-guide-investing-by-age/ Age-based investing is your best opportunity for a stress-free investing strategy that beats your long-term goals without having to worry about a stock market crash. This stock market tutorial reveals how to invest the smart way with a plan customized for your goals. Stop following one-size-fits-all investing strategies that lose money. I'll walk you through investments for every decade of your life; how much to have in stocks, bonds and real estate to make sure your money is there when you need it. I'll also show you two alternative investments that will increase your returns and help smooth out the bumps of a stock market crash. I've worked for institutional money managers and private investors, now I'm bringing my experience to individual investors to help you beat your investing goals. I've worked for some of the largest wealth managers and I still use these same retirement investing strategies and stock market basics myself. Whether you're investing $100 or $1000 - this strategy will show you how to start investing in the stock market with small amounts. Includes how to buy stocks online free and some of the best stocks to buy right now. I'm always happy to answer any investing questions so use the comments below to ask away. I cover everything from investing 101 to advanced investment strategies on the blog. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities for each blog: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Do you Tweet? Join us on Twitter at https://twitter.com/peerfinance101 Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #stocks #investing #investment
How to Get into Real Estate [4 Secrets from a Million 💲 Portfolio]
 
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Real estate investing is one of the oldest and best types of investments but that doesn’t mean it’s not without its own risks. I’m sharing how I turned $30,000 into nearly half a million and the real estate mistakes that nearly lost it all in these four keys to investing in real estate for beginners. I love real estate investing and no other investment gives you the pride of ownership you get with property but there are a lot of myths out there and a lot of mistakes that will lose your money fast. The worst part is that most of these myths are told over and over by scammers trying to sell you on their real estate investing course. I’m not selling a course and I won’t try to push you to my real estate investing website. I just want to help you avoid the mistakes I made and learn how to get into real estate without losing your money. Making money in real estate shouldn’t take years of work and thousands paid to someone’s lame investing course. I’ll start out with the biggest misconception in real estate investing and prove that passive income real estate investing is a lie. I’ll also show you how to grow your rental property portfolio to make it as passive as possible without burning out on the work. Towards the end of the video, I’ll share with you my secret to pricing rental properties and how to find your cash flow to the dollar. You’ll then be able to use this for the best way to invest in real estate and use my negotiating trick to get thousands off the fair price on a property. Don’t forget to leave a comment about your favorite real estate investing strategy and subscribe to the channel to get more investing tips and tricks. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #realestate #investing #realestateinvesting
How to Invest 100 Dollars in Stocks [Starting Investing in 2019]
 
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If you only have $100 to invest, you want to make it go as far as possible. These five ways to invest $100 will not only help you start investing in 2019 but they’ll give you the best bang for your buck. Investing $100 might not seem like much but you have to start somewhere and just $100 a month will turn into hundreds of thousands over a couple of decades if you invest it right. Learn how to invest 100 dollars and where to invest in 2019 to reach your goals with less money. Step by Step Dividend Investing – Get paid to invest! How to find income investments for fast cash flow and create passive income with dividends, REITs and MLPs with this book. http://amzn.to/2aLpFcs Step by Step Bond Investing – Stop losing money in the stock market! Learn how to diversify your investments with bonds for safety and cash return with this book. http://amzn.to/2aLpA8p Investing in the Next Big Thing: How to Invest in Startups – Learn the step-by-step process I used working for venture capital firms to find startup investments and make triple-digit returns with this book. https://amzn.to/2SqMa9z I’m including an index below on the ways to invest $100 but watch all five because each of them will give you a different idea to start investing and will work together to make you wealthy. I start with how to invest $100 in stocks and how to save money so your investments go farther. I also include some non-traditional investments for $100 that will make more money. I’ll not only reveal what to invest in 2019 but how to get started on 100 in each investment. For less than a dinner and drinks, you can get an investment that could be worth thousands in a few decades. Each of these strategies includes tips to be successful and the risks in each, including risks you won’t here in other videos. After this video, don’t miss my 7 favorite investments for $1000 - https://youtu.be/o1TtdL9brPg 1:17 How to Invest $100 Flea Market Flipping 2:38 Invest $100 on Robinhood 3:50 How to Invest 100 Dollars in Stocks 5:00 3 Best Stocks for 2019 6:08 Investing $100 in Books and Courses 6:45 How to Invest $100 in Your Kids SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos YouTube Community Exclusive: 55% Off my Goals-Based Investing Strategy Course! Huge shift from traditional returns-based strategy of chasing stocks to a strategy designed around your goals – Coupon Code: COMMUNITY https://mystockmarketbasics.com/Communitydiscount Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
Best Peer to Peer Lending Sites and How to Get the Best Rates
 
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http://peerfinance101.com/list-peer-to-peer-online-loans-sites/ I wanted to add this video to one of our most popular posts on the blog, a super list of the peer to peer lending sites on the web. The list highlights all the fees, special features and discounts on each site so you can get the best peer loan for your needs. I just wanted to highlight some of the peer lending websites I’ve used as a borrower and as an investor. I also wanted to talk about a few of the things you can do to get lower rates on your loan. All of the peer loan sites are going to look at your credit report and assign an interest rate just like any other lender would. The trick to getting a better rate is to boost your credit score by as much as possible before applying for the loan. If you can pay off any credit card debt before applying for a loan, that’s really the best. The credit score people hate credit card debt because there’s no fixed payment or payoff date. Now paying off your cards isn’t usually an option for a lot of people, especially if you are looking for a peer loan to pay off your cards so we’ll cover a couple of other options here. The easiest thing you can do is call the credit card companies and ask to increase your limit. This doesn’t mean applying for new cards or going out shopping on your new higher spending limit. It’s just to make it look like you have more credit available. That’s important because part of your credit score is based on whether you have credit available, something called your credit utilization ratio. Another credit trick you can try is to get negative remarks removed from your credit report. You do this by writing the credit score bureaus and contesting a missed payment or late payment or whatever it is on your report you want removed. Now any of these things are going to take a couple of months to really boost your credit score, it just doesn’t happen overnight. But if you can increase your score by even 20 or 30 points, you could save hundreds or even thousands on your loan interest. So I’ve highlighted some of the peer lenders I’ve used. Not all are the same, some are better for good credit borrowers while others will work for bad credit borrowers. Some are better for debt consolidation and loans to pay off credit cards while others are better for student loans. There’s a table with some notes on each peer lending site as well so let’s look at the peer to peer loan sites listed. Lending Club is the largest peer to peer lending site in the world. They make small business loans also but almost all loans are personal loans for debt consolidation, home improvement, medical expenses and loans like that. Lending Club usually requires a higher credit score, around 640 or higher, but rates are lower also. Rates start at just over 5% and up to 31% depending on your credit. SoFi loans is also a good choice for good credit borrowers. They won’t say the minimum credit score for a loan but it may be higher than Lending Club. Rates are about the same, starting under 6% but don’t go as high. Two big advantages of SoFi is that they don’t charge an origination fee and you can refinance your student loans for even lower rates. Low or no origination fees are important because that’s money you pay off the top after getting your loan. An origination fee of 5% which is pretty standard across the peer to peer lending sites will cost you $500 for a $10,000 loan. Next is Personal Loans .com, a site I’ve used for peer loans and one of the best p2p websites for bad credit borrowers. The site says it requires a credit score of around 580 or higher but I know people that have gotten a loan with a lower score. The best part about personal loans .com is that they work with different lenders to provide a loan depending on your situation. They offer peer loans, personal loans and cash advances so it’s a way to get different offers on a loan from one website. Rates are higher, starting at just under 10% but it’s still much better than a payday loan and usually less than your credit card rates. If you’re applying for a peer loan online, it pays to start with the sites that might offer a lower rate. The website will do what’s called a soft pull of your credit first to estimate your interest rate. This first credit check doesn’t go on your credit report so it won’t hurt your score. They only do a hard check on your credit after you accept the interest rate and the loan. There are a lot of other peer lending websites in the list so check them out on PeerFinance101. The list is also broken down into best loan sites for different types of borrowers including bad credit loans, personal loans, business loans and more. So read through the list and get the right loan for you. #debt #loans #debtconsolidation #p2p #badcredit
How to Become Wealthy [6 Millionaire Investments Ranked]
 
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Stop watching stock-picking videos for how to become wealthy! That’s not how the rich invest their money and the stock market will never make you rich. In this video, I’m revealing the six investments the wealthy use to get rich and make money. This comes directly from a survey of over 2,500 millionaires and shows exactly how much of their money they invest in six investments. This is how the rich get rich and it’s not in stocks. These are the best ways to get rich because they don’t wait for other people to make you rich. Besides detailing each investment and how much money you can make, I’ll show you how to put them together in a plan that will guarantee you become wealthy. It’s not about get rich quick schemes, it’s about making your money work for you in the best way possible. From alternative investments to bonds, startup investing and even investing in their own business, these are the real ways the wealthy become rich and they will work for you. I have to warn you though. If you’re looking for how to get rich quick, there’s no easy solution. These six millionaire investments will make you rich in 2019 but you’ll have to work. Building a business is about creating an asset that will make you rich but it takes work to get started. Sure, you can take the easy route in stocks but they will never make you rich. It would take almost 60 years to become a millionaire investing $100 a month in stocks. Nobody wants to be a geriatric millionaire. If you want to become rich faster, you have to invest your money like the rich. Use this as your guide to become a millionaire, how to invest your money to make it work the hardest for you. That's what being rich is about, having your money work for you instead of always working for your money. Equity crowdfunding is a great new way to invest and open to everyone. Learn the steps I used as a startup investing analyst https://youtu.be/bEZq7GEYWyk See how to the rich invest for safety and cash flows with this bond investing video https://youtu.be/IGVfXwVP8Ws Want to get started investing in real estate but don’t have the money? These are the seven property investing strategies I used to get started fast https://youtu.be/51MJqxUecVI (This one's going live November 19th - subscribe to the channel so you don't miss it!) SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
Why a Stock Market Crash Doesn't Matter 💲💲💲
 
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Wall Street loves a good stock market crash. The financial industry loves the excitement and fear created and the bad investing decisions you make when it happens. Every dollar stocks drop means you lose hundreds in trading fees and billions they'll collect in advertising. You want to know Wall Street's dirty little secret? Stock market crashes don't matter. I was part of the Wall Street machine. I've seen the lies they tell investors. In this stock market tutorial, I'll show you why stock prices don't matter and teach you how to make money in any market. I'll show you how to start investing the right way, according to your goals and I'll show you how to get there. Use this retirement income calculator to find exactly how much you need to invest to meet your goals. https://mystockmarketbasics.com/investing-calculators/retirement-income-calculator/ I'll also reveal two investments I use to smooth out my wealth when stocks fall. This is investing 101 without having to time the market or pick the best stocks. Check out this study of real estate crowdfunding returns I mention in the video. https://mystockmarketbasics.com/average-real-estate-crowdfunding-returns/ Check here for detail on three peer-to-peer lending strategies for every type of investor. https://mystockmarketbasics.com/lending-club-investing-strategy/ Both of these investments yield double-digit returns and don't depend on stocks going up to make you money. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities for each blog: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Do you Tweet? Join us on Twitter at https://twitter.com/peerfinance101 Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #stocks #investing #investment
Finding Cheap Stocks with Big Value [Best Low Price Stocks to Buy Today]
 
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Get the special report on The Motley Fool, Best Stocks Under $50, https://mystockmarketbasics.com/motleyfool One of the most common questions I get from investors are, “What are the best stocks with a low price?” The problem is that stock price means absolutely nothing when it comes to investment return or value. In fact, I prove that with two stock examples in the video. It’s investing myths like these that contribute to the fact that the average investor earns less than 4% a year on their portfolio. I understand the stock price misconception, it can be tough buying whole shares of those high-price stocks. But we’re putting all that to rest today. In this video, I disprove the low stock price myth and reveal my two favorite stock-picking strategies that WILL help you find the best investments to make money. After talking about these two investing strategies, I’ll walk you through a stock screener you can use to pick stocks with potential. Finally, I use the stock screener and those investing strategies to find two of the best stocks to buy right now. One of the stock picks is a high-yield leader in energy that pays a 4%+ dividend and could be increasing those dividends in 2019. The other featured stock is a best-of-breed in its industry and offers great protection against a stock market crash. Don’t miss our first investing video in the series on how to find growth stocks, some of the best stocks to buy in 2019 https://youtu.be/lE-B2F3xmgo Just getting started investing? Check out last week’s video on the best stocks to buy for a core portfolio. These are my ‘forever stocks’ I invest in and hold for the long-haul. https://youtu.be/GfbT6GZkTPA Topics and Questions Covered in this Video: Why Low Price has nothing to do with Value and Stocks to Buy What Determines Stock Price? My Two Favorite Stock-Picking Strategies for Beginning Investors How to Use a Stock Screener to Find Stocks for High Returns Two Stocks with Low Prices that also happen to be Great Investments SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. I want to thank The Motley Fool for sponsoring this video on best low price stocks and helping me bring some great investing ideas to the community!
10 Things to NEVER Buy [Scams and Money Wasters]
 
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We all love to buy things but between scams and wastes of money, there are some things you just shouldn’t buy EVER. Having a minimalist home and saving money isn’t about skimping every penny, it’s about getting the most out of your hard-earned buck. I’ve found 10 things that are costing you thousands and I guarantee you’ve bought at least three of them. I’ll not only reveal what how they waste money but give you some frugal living tips to get the same out of less. This is more than just minimalist living, it’s about understanding how companies trick you into buying things you don’t need, don’t really want and that don’t really make you any happier. Once you see through the scams, you can save money and be just as happy, healthy and free. I’ll also reveal a bonus investment scam at the end of the video, one that snagged my dad and I in the 80s. Here’s the link to that credit freeze video, the only true way to protect your identity and save money monitoring your credit https://www.youtube.com/watch?v=xIeY6C_lc3I&list=PLjsZ3KrTlZozfKrkG8uKVUa_yoC6xUVvn&index=10 • How to live frugally without skimping and sacrificing • The health scam made famous by Big Bang Theory and backed up by the Mayo Clinic • How to get a spa day every week and save $179 a year • The biggest vacation rip-off that costs over $2,000 a year • A bonus investment scam you can’t afford to miss SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos A new case of identity theft every two seconds in America! Don’t be the next victim, get this free guide - 5 Ways to Protect Your Money from Hackers https://peerfinance101.com/ways-to-protect-your-identity-report/ What you don’t know about credit WILL hurt you! Free special report - the 5 Ways Credit Affects Your Life that Nobody Knows https://peerfinance101.com/things-about-credit-free-report/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #minimalism #frugal #saving #family
4 Steps I Used to Negotiate Debt and Save $6,500
 
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The actual process I used to negotiate debt and save thousands plus how to plan your own debt negotiation strategy without a debt settlement company. https://www.youtube.com/watch?v=AGUZ5paqvCQ&index=8&list=PLjsZ3KrTlZozfKrkG8uKVUa_yoC6xUVvn The average American owes $16K in credit card debt and a full year’s income in total debt. That’s too much and sometimes you just can’t pay it off. That’s when it’s time to start negotiating debt with creditors, agreeing to pay some of the money if they wipe out the rest. This isn’t an easy way out of debt and shouldn’t be used as an excuse to run up thousands in credit card debt. It’s a powerful process and must be used responsibly. For those in true financial trouble, it can be a way out and a way forward. I start by sharing my debt negotiation story, how I used this process to save over $6,500 in credit card debt and personal loans. I also reveal the two biggest traps in debt negotiation, filing bankruptcy and debt settlement companies, and how you can avoid them. This is a four-step debt negotiation process that will guide you step-by-step into dealing with collection agencies and bill collectors. I’ll help you plan your negotiating strategy and reveal the secrets to getting as much of your debt wiped out as possible. - My debt negotiation story - A warning about bankruptcy and debt settlement companies - Four-step debt negotiation process - Planning your debt negotiation strategy - Dealing with a debt collection agency - Two negotiating strategies that WORK Don't forget to click through to the debt payoff playlist above and follow the entire series. I may eventually turn this series into a paid course but you can watch it all free right now. I start out by revealing the debt payoff strategies that will work with any budget, even on low income, and finish by showing you how to get a perfect credit score. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join the Facebook communities: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #creditreport #creditscore #debt
How to Freeze Credit Report in 5 Minutes [Easy Online Steps]
 
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The easiest way to freeze your credit report and protect your identity from hackers and for a fraction of the cost of credit monitoring. https://www.youtube.com/watch?v=AGUZ5paqvCQ&index=8&list=PLjsZ3KrTlZozfKrkG8uKVUa_yoC6xUVvn More than three million Americans had their credit hacked or reported a complaint relating to their credit report last year. That’s six people every single minute. We live in a digital age and your credit will be hacked eventually. The only way to truly protect your credit and your identity is to freeze your credit report. This doesn’t mean putting your credit cards in the freezer. It means going to each of the credit report bureaus and putting a credit freeze on your report. It’s a simple process that takes less than five minutes each but will save you hundreds in credit monitoring and will guarantee your credit. Credit monitoring services offer some advantages but the only way to absolutely guarantee your safety is to put a credit lock on your report. I’ll show you how to do it fast through each of the three credit bureaus as well as a bonus to credit protection that most people don’t know. - Why freezing your credit report is the only guaranteed way to protect your identity - A bonus to credit freeze most people don’t know - The websites and addresses for each credit bureau to freeze your report - The process on each website to freeze your credit Here are the links and phone numbers to freeze your credit report at each of the three credit bureaus. TransUnion: https://freeze.transunion.com/sf/securityFreeze/landingPage.jsp 1-888-909-8872 Equifax: https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp 1-800-685-1111 Experian: https://www.experian.com/ncaconline/freeze 1-888-397-3742 Remember, you MUST freeze your credit at each of the three bureaus or hackers will still be able to sneak in to one of your reports and steal your identity. I know it sucks that you have to pay for three credit freezes but it’s still way cheaper than paying for credit monitoring every month. Don't forget to click through to the debt payoff playlist above and follow the entire series. I may eventually turn this series into a paid course but you can watch it all free right now. I start out by revealing the debt payoff strategies that will work with any budget, even on low income, and finish by showing you how to get a perfect credit score. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join the Facebook communities: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
How to Invest 1000 Dollars [Best Investments for 2019]
 
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These are the seven best investments for 2019 to invest $1000 dollars including the outlook for next year, how much you can make and how to build a portfolio. I’m leaving a clickable index below but make sure you watch all seven because it’s that combination of these ways to invest $1000 that will make you rich. Most investors are surprised that I talk so little about investing in stocks but this video is going to explain why, highlighting why stocks are not the best investment for 2019 and what other assets you can use to protect yourself from a stock market crash. The truth is, the rich don’t invest in stocks. I’m putting together another video on the six most common investments of the rich but they generally have less than one-in-five dollars in stocks. It’s those other investments I talk about in this video that will grow your wealth, even if you’re just starting with $1000. This 2019 investment outlook is exactly what I used to do each year when managing a team of private wealth analysts. We would each take an investment asset, prepare an outlook and then present a case for each investment. Towards the end of this investment how-to video, I’ll reveal my top three investment picks from the entire group. Whether you’re investing your first 1000 or continuing to invest money, the assets I talk about in this video are all you need. 3:40 How to Invest $1000 in Stocks 8:00 How to Invest $1000 in Real Estate 10:40 How to Invest $1000 in Art and Collectibles 12:44 How to Invest $1000 in Startup Companies 15:25 How to Invest $1000 in Gold 17:44 How to Invest $1000 in P2P Investing 19:17 How to Invest $1000 in Your Own Business 20:35 My Top Three Picks for Investing $1000 YouTube Community Exclusive: 55% Off my Goals-Based Investing Strategy Course! Huge shift from traditional returns-based strategy of chasing stocks to a strategy designed around your goals – Coupon Code: COMMUNITY https://mystockmarketbasics.com/Communitydiscount Equity crowdfunding is a great new way to invest and open to everyone. Learn the steps I used as a startup investing analyst https://youtu.be/bEZq7GEYWyk Learn to invest like Warren Buffett with this playlist on his best investments https://www.youtube.com/watch?v=Ca5Fw0Dm3L0&t=16s&index=2&list=PLjsZ3KrTlZoxAJOxA1DJIftwGf6zuxGw6 Here are those peer-to-peer loan criteria I use to invest my own money for double-digit returns https://youtu.be/1bDolsAX0rY Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
3 Keys to Manifesting Abundance 🔑 [Secrets Revealed]
 
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I’m sharing three keys for how to succeed in life and manifesting abundance you can use in any part of your life. These aren’t three vague philosophical ideas but three super important keys to get you started on your way to making more money and living life your way. A self-made entrepreneur, I’ve created a six-figure business in less than four years but I couldn’t have done it without mastering three important ideas about success and motivation. The first mindset secret to success is a big one, in fact it’s so bit it has its own technical name: impostor syndrome. This one hits even the most successful people but the difference is, they’ve learned how to control it and even defeat it. There are two more money mindset keys plus towards the end of the video, I share a secret shame that has nagged me for years. This secret keeps people from learning from the best and being as successful as they could be in life. Master these three success affirmations and you will learn how to succeed in life no matter what happens. Entrepreneurs just like you are manifesting abundance as we speak because they’ve learned how to control their money mindset and so can you. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #success #entrepreneur #motivation
Raw Land Investing: How this Real Estate Expert Does It
 
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Seth Williams of RETipster reveals the secrets he’s learned in raw land investing as well as more than a decade in property investing. He walks you through how much to pay for land investing, how to find the best deals and what return you can expect. This is the second interview in our series with Seth and I’m excited about this one. He shared his experience in residential real estate investments and real estate crowdfunding in last week’s interview. This week, he shares his insight into one of the most promising and under-appreciated forms of property investment – raw land. Seth talks about how he got started investing in land and why it was one of the best decisions he’s made. He reveals how to find the best deals in vacant properties and his unique investing strategy for farm land including how to get loans to finance your land investment. Seth has a decade of first-hand experience in real estate investing and shares it all in this exclusive interview. Don’t forget to check out the first interview covering his rental property tips https://youtu.be/6m0jj8rHREQ Want to get started real estate investing but don’t know where to begin? Check out this video on real estate investing for beginners - https://youtu.be/i_ztl853i7E Find more great real estate investing tips from Seth on the RETipster channel here on YouTube https://www.youtube.com/user/sethwill83 SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
Warren Buffett Stocks [His 7 Favorite Picks Now]
 
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See all the Warren Buffett stocks in this playlist series - learn how to invest like Buffett. https://www.youtube.com/watch?v=SbAM0MXRWsg&index=1&list=PLjsZ3KrTlZoxAJOxA1DJIftwGf6zuxGw6 Now we know Buffett’s favorite company is Apple but taking a broader view of his investments reveals that he’s also extremely bullish on one sector of the economy. In fact, Buffett not only has almost a third of his portfolio in this group but is also investing broadly across the industry. Berkshire Hathaway has invested $58 million in seven stocks within the banking industry versus a single bet or a few in most other industries. That tells me Buffett is not only loving a few individual stocks in the group, but he believes larger economic forces are going to support the entire industry. That means you don’t necessarily have to pick the winners among bank stocks because these broader forces are going to mean solid returns across the entire index. In this video, we’ll look at the potential catalysts in bank stocks that could lead to huge returns. We’ll look at why Buffett is investing so heavily in the group and how it fits with the larger group of Warren Buffett stocks. I’ll also reveal my two favorite bank stocks in the Warren Buffett portfolio. We’re looking into the Warren Buffett portfolio in this five-part series. We’re looking at Buffett’s biggest investments, his favorite industries and even his worst investment. We’ll look at the stocks Buffett believes in, why he loves them and how you can use all this to find your own investments. - The list of Warren Buffett stocks he’s betting on now - Warren Buffett’s biggest investment in a single sector - Why Buffett thinks all banking stocks could do well - What Warren Buffett bought and sold in his portfolio - Why banking stocks could be one of the best values in the market - My two favorite Warren Buffett stocks in the sector SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join the Facebook communities: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
10 High Paying Jobs without a Degree [+3 Interview Secrets]
 
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I’ve found ten high paying jobs without a degree requirement and a great resource online for finding the best paying jobs in America. These are jobs you can get with little or no education and will pay you above average salaries. I worked as a labor economist for five years so finding these types of high paying jobs, studying their growth and opportunities is exactly what I did for a living. In this video, I’m sharing exactly how to find the highest paying jobs for 2019 and what you need to get the job. I’m also revealing the ten best jobs with no degree requirements, jobs that are growing and pay high wages. I’ll first walk you through some of the online tools you can use to find the best jobs before detailing each of these ten jobs with little or no education or experience required. Stick around to the end of the video though because I’m also revealing three secrets to getting any job you want. These are three tips that will help you ace any interview so make sure you watch the entire video. While these jobs require little or no education, you should always be upgrading your skills to stay competitive in the workforce. A great resource I use for inexpensive video courses and learning is Udemy. Get video courses on any topic for just $15 on Udemy – I’ve taken dozens of video courses on the site and love the low cost. https://myworkfromhomemoney.com/udemy10 Each of these high paying jobs I reveal in the video is in a growing field. That means, not only will there always be demand for these workers, the salary for each will keep going up because of that demand. You won’t have to worry about these jobs being taken by outsourcing or robots. I’ve highlighted high paying jobs in different sectors so there’s something for everyone. I start with the high paying jobs with a high school diploma and finish up with some of the best jobs with an associate degree. It might take a couple years of education to get these last jobs but some pay as much as $20,000 more than the average job. I love these jobs for high pay without a degree but you don’t have to be content with a traditional job. Watch this video next on how to start a side hustle that will not only make you extra money but could become a full-time business https://youtu.be/KPjnEGhMCbQ Make Money Blogging – Get a step-by-step into the nine strategies that helped me make over $7K a month blogging in less than two years with this book. http://amzn.to/2kpL6Cr 1:45 How to Find High Paying Jobs with No College Required 2:10 Finding High Paying Jobs that are Growing 4:10 High Paying Jobs with High School Diploma 6: 35 High Paying Jobs without a Degree [Some Job Training] 6:58 High Paying Jobs with Associate Degree 7:33 Best Paying Jobs in America SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos YouTube Community Exclusive: 55% Off my Goals-Based Investing Strategy Course! Huge shift from traditional returns-based strategy of chasing stocks to a strategy designed around your goals – Coupon Code: COMMUNITY https://mystockmarketbasics.com/Communitydiscount Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
😣 3 Stock Market Rules and One Lie Wall Street Tells You [Insider Secret]
 
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I worked nearly a decade as an equity analyst for big money investors. I know exactly how Wall Street lies to investors so you keep losing money. https://mystockmarketbasics.com/10-wall-street-lies-lose-investors-money/ This is the first of our five-part series on the stock market basics that will help you change the rules and win the stock market game. Stop following bad investing advice and learn how to start investing the right way. Whether you're investing $100 or $1,000 I'll show you exactly how to invest to meet YOUR goals. You'll worry less about picking stocks and more about what you're going to do with all your money. I start this one off by busting the biggest investing myth, revealing why Wall Street lies to you, and three stock market rules that will help you invest better. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities for each blog: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Do you Tweet? Join us on Twitter at https://twitter.com/peerfinance101 Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #stocks #investing #investment
401K Loans and Other Ways to Doom Your Retirement
 
08:40
Get that free 401K review from Blooom and find out why 401K Loans and hidden investment fees will wreck your retirement https://mystockmarketbasics.com/blooom 401K plans are arguably one of the best investments you’ll ever make but there are a lot of mistakes lurking in these programs. From borrowing money from a 401K to investment fees and Target Date funds, there are a lot of ways to destroy wealth rather than create it. It’s a big reason that so many retirees have so little saved, even the ones with a company 401K plan. It’s not investing too little but investing it the wrong way. That means it might not matter if you max your 401K or whether you have a Fidelity 401K, Prudential 401K, Vanguard 401K or any other plan – you could still be falling for some of these mistakes. That’s why it’s important to use a third-party, independent provider to check your 401K fees, investments and make sure you’re on track to reach your goals. In this video, we’ll look at the five most common 401K mistakes and how to avoid them. It’s the first in a series of three 401K tutorials in partnership with Blooom. Be sure to subscribe to see those next two because we’ll be looking at how much to put in a 401K and other questions next week. Average 401K Balances by Age Being Too Aggressive or Too Conservative in Your 401K Plan Why a 401K Target Date Fund is a Mistake Forgetting to Rebalance Your 401K Investments Hidden Fees and 401K Loans Managing Your 401K Plan SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. The information is provided for discussion purposes only and should not be considered as advice for your investments. Please consult an investment advisor before you invest. Investing involves risk. Your investments are subject to loss of principal and are not guaranteed. Blooom is limited to the funds available in your employer sponsored retirement plan. There is no guarantee blooom can or will reduce your fund expenses. Source *Retirees living in poverty: Kaiser Family Foundation analysis of Current Population Survey, 2017 Annual Social and Economic Supplement https://www.kff.org/medicare/issue-brief/how-many-seniors-are-living-in-poverty-national-and-state-estimates-under-the-official-and-supplemental-poverty-measures-in-2016/ Source *42% reduction in fees from Target Date funds: https://www.blooom.com/learn/facts-and-stats/ Source *Forbes quote fees cost to investor: https://blog.blooom.com/pitfalls-going-alone-401k/
How to Become a Millionaire this Year [My 4-4-3 Secret Sauce]
 
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Million-dollar business ideas aren’t enough to become a millionaire. You also need the traits and the action steps that create wealth. This video is a step-by-step to become a millionaire including my 4-4-3 code to a seven-figure bank account. Everyone loves to talk about how to get rich but 99% of the videos out there lack the detail you need to actually make it happen. Get your website started in less than 10 minutes with the hosting I use for my four blogs. Special deal for subscribers, just $3.95 a month, click here to get started https://myworkfromhomemoney.com/bluehost Get video courses on any topic for just $15 on Udemy – I’ve taken dozens of video courses on the site and love the low cost. https://myworkfromhomemoney.com/udemy10 In this video, I’ll not only reveal three business ideas that made me a millionaire by 30 but also the millionaire traits and action plan to make it happen for you. I’ll warn you first though, this isn’t a get rich quick video. These millionaire characteristics and steps will show you the path but it won’t happen if you don’t put it into action. I’ve included a timed-index of the video below but please watch the entire video first to see how all this fits together to become a millionaire. The three business strategies work together to help you create wealth through a scalable business, through real estate and with passive income but they won’t work without developing the characteristics and action steps I talk about in the video. The video starts with the hard truth about becoming a millionaire and the four millionaire traits you need to develop. Nobody is born with these, we all have to work on them. That’s good news for all of us that weren’t born with a silver spoon but it’s still a lot of work. It does mean that you can become a millionaire with no money. Each of the three business ideas work together to show you how to become rich without trading your time for money. You’ll learn the fastest ways to become a millionaire and the skills that millionaires master. Finally, you’ll learn those four action steps that will help you keep and grow the money you make. These are signs that you will become rich one day and without them, you’ll never reach that seven-figure payday. Be sure to scroll down and tell us why you want to become a millionaire in the comments below and make that commitment to yourself. 3:20 Four Traits of Millionaires You Need to Develop 8:01 How to Start a Business that’s Scalable 10:20 How to Get Started with Amazon FBA 13:31 How to Create Passive Income 15:24 How to Get Started Self-Publishing 19:09 How to Make Money Real Estate Investing 19:53 Millionaire House Hacking 20:55 Four Action Steps to Become a Millionaire YouTube Community Exclusive: 55% Off my Goals-Based Investing Strategy Course! Huge shift from traditional returns-based strategy of chasing stocks to a strategy designed around your goals – Coupon Code: COMMUNITY https://mystockmarketbasics.com/Communitydiscount I have separate playlists of videos for many of the ways to become a millionaire we talk about in the video. Check out the playlists below for your step-by-step to get rich in three business ideas. Find everything I’ve learned self-publishing 10 books and why it’s my favorite passive income idea. https://www.youtube.com/watch?v=9nLLGmJ-0aY&list=PLjsZ3KrTlZoy60XT3kSIXZTIwggIwIBIG Learn how to start a blog for free and how to make money. I make over $7,000 a month on my four blogs and this is one you definitely don’t want to miss. https://www.youtube.com/watch?v=NE3Xk6HqXr0&list=PLjsZ3KrTlZowuIEt0DjRan8QQnoJBALIo This playlist includes all my passive income strategies and other ways to make money online. There’s a lot here so make sure you subscribe and bookmark the videos. https://www.youtube.com/watch?v=BC96WhVY2Hw&list=PLjsZ3KrTlZoy11xMsT3pb0ne2osqyMw3h SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
Lowest Personal Loan Rates [on Any Credit Score]
 
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Finding the lowest personal loan rates available means knowing which options are open to you on your credit score and other factors. I’ve always hated the generic advice on credit scores and personal loans because it helps nobody. If your FICO score is higher than the average credit score, then you’re overpaying for loans. If you score is lower, then you’re locked out of the best personal loan sites. To really find the best rates on unsecured loans, you need to know where your credit score is at and which sites will approve your application. In this video, I cover four different credit scores from bad credit to excellent and share the best loan sites open to each level. I’ll also reveal key steps you can take at each level to improve your credit score, get to that next level and get better rates on loans. The list includes signature loan sites I’ve used myself for debt consolidation loans and a home improvement loan. For example, I used the bad credit loan site Personal Loans after destroying my credit score in 2009 to pay off high-interest credit card debt. https://peerfinance101.com/personalloans Upstart specializes in personal loans for students because it uses a unique application model for people with bad credit or no credit at all. The website looks at your school and degree as part of the approval process. https://peerfinance101.com/upstart Lending Club is the largest peer-to-peer lending site in the world but you’ll need a little higher credit score to qualify, around 680 FICO. I’ve used the website before for a low interest personal loan and invest in loans now. https://peerfinance101.com/lendingclubloans SoFi has the broadest range of unsecured personal loans as well as mortgage refinancing and student loan refinancing options. The website just recently released their minimum credit score requirement of 680 FICO, meaning you’ll need good credit but the low rates are worth it. https://peerfinance101.com/sofi • How to get a personal loan with bad credit - 580 FICO and below • The difference between sub-prime and prime credit score and why it matters when applying for personal loans • Personal loan sites for different credit scores 580 - 650 - 700 - 740 • How to improve your credit score to get to the next level and get lower rates SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Want to see how I added over 200 points to my credit score after financial disaster? Get this free guide, From Zero to Credit Hero https://peerfinance101.com/steps-fix-credit-score-loans/ A new case of identity theft every two seconds in America! Don’t be the next victim, get this free guide - 5 Ways to Protect Your Money from Hackers https://peerfinance101.com/ways-to-protect-your-identity-report/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
How to Credit Repair [Increased my FICO 200 Points]
 
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The seven credit repair tricks I used to improve my credit score 200 points after destroying my FICO score in 2009 including the hacks that will start increasing your credit score immediately. Your credit score factors into so many other things; your insurance premiums, getting a cell phone plan, renting an apartment and even getting a job. So even if you don’t care about getting lower interest rates, increasing your credit score is going to make life a whole lot easier. Now raising your credit score 200 points doesn’t happen overnight but I’m going to show you how to get the biggest gains first, within a couple of months. I’ll then reveal an 18-month plan to increase the full 200 points, real strategies that will boost your FICO score. I know these credit hacks work because I used them myself. I destroyed my credit in 2009 during the financial crisis and ended up with a 560 FICO score. Rock bottom. I couldn’t get a loan if my life depended on it. I now have an 805 FICO so an increase of 245 points with most of that within the first two years. These credit score tricks work, and they will boost your credit fast. There’s really only seven things you need to do to increase your credit score. We’ll cover all seven in this how to credit repair video and a long-term strategy to keep your credit score as high as possible. I’ll show you how to fix a credit report and the credit score tips that go to work fast on bad credit. Make sure you check out this video on how to get your free credit reports and avoid the scammy pay sites. https://www.youtube.com/watch?v=xIeY6C_lc3I&list=PLjsZ3KrTlZozfKrkG8uKVUa_yoC6xUVvn&index=10 A big part of credit repair is negotiating with creditors so I did an entire video on driving a hard bargain with collection agencies to get bad marks off your credit report. https://www.youtube.com/watch?v=qh3EmtiJNEI&index=9&list=PLjsZ3KrTlZozfKrkG8uKVUa_yoC6xUVvn • How I repaired my credit from 560 FICO to an 800 credit score • Why credit repair is so important, not just to get lower rates on loans • What credit score is considered bad credit and how to fix it fast • How to negotiate with creditors to improve your credit score 100 points or more • The most controversial credit score hack you’ll hear and why it works SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos A new case of identity theft every two seconds in America! Don’t be the next victim, get this free guide - 5 Ways to Protect Your Money from Hackers https://peerfinance101.com/ways-to-protect-your-identity-report/ What you don’t know about credit WILL hurt you! Free special report - the 5 Ways Credit Affects Your Life that Nobody Knows https://peerfinance101.com/things-about-credit-free-report/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
An Investment Better than REIT Investing
 
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Check out that new type of online REIT investing, the stREITwise 1st Office REIT for advantages over listed real estate investment trusts https://mystockmarketbasics.com/streitwise I love REIT investing as a way to diversify my direct real estate investments but for a fraction of the cost. With REITs, you get different property types across the country and professional management. Shares of REITs are traded just like stocks for low costs and cash dividends are received every quarter. The problem with traditional REIT investments is the funds hold so many properties that it’s impossible for most investors to follow them all. Management must reinvest so much money that it has to sacrifice quality for quantity. That’s where a new type of REIT investing comes in. These are crowdfunding REIT portfolios set up by experienced real estate teams and open to non-accredited investors. A benefit of the new online REIT investment is that it gives you a better idea of what you’re buying compared to exchange traded REITs that might have hundreds of properties in the portfolio. Managers for the large, multi-billion dollar REITs are constantly having to buy properties or develop new ones and it can be a drag on returns if they can’t keep cash invested. Smaller online REITs are easier to manage and you’ll be able to keep up-to-date on exactly what properties are in the portfolio. See how real estate beats stock returns and how to invest in REITs in our first video https://youtu.be/LdUbpP5Vgdo Now not all real estate crowdfunding or online REITs are available to everyone. To invest on some platforms you have to be what’s called an accredited investor with a net worth over one million or a certain annual income. It’s part of the reason I like stREITwise because anyone can invest in the 1st stReit Office fund with as little as $1,000 and as of the date of this video, has paid a 10% annualized dividend yield. - How REIT returns fit with a portfolio of stocks and bonds for maximum return while limiting risk - How much to invest in real estate and how much to invest in REITs - Limitations in traditional listed REITs and how a new type of REIT investing can fit in your portfolio - How to blend the new REIT investing strategy with listed REITs and property investment SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
7 Ways to Invest in Real Estate with No Money [Ultimate Beginner’s Guide]
 
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After learning about these ways to invest in real estate with no money down, check out the biggest real estate investing mistakes I made and four lessons to a million $ portfolio here https://youtu.be/i_ztl853i7E No other asset has created as much family wealth as real estate but so many people are locked out of this investment because of the massive amount of money it takes to get started. I ran into that same problem after the Marine Corps but forced myself to find how to invest in real estate with no money. Studying these seven real estate investing strategies, I was able to build a seven-figure property portfolio over the last 20 years. In this video, I’ll reveal those investing strategies along with the three critical real estate lessons that will make you a success in any strategy. First though, I want to see where the community is at in its real estate investing plans. Please scroll down and tell us in the comments what property strategy you like the most and in which types of real estate you’re thinking about investing. I’ve included a time-index below so you can jump directly to different investing strategies in the video but watch the entire video first to get an idea and tips for each strategy. You may not end up using each strategy but it’s important to know what’s out there and how each strategy works with others. That way, if one property strategy doesn’t work, you can easily shift to another without losing money. This is a complete guide to investing in real estate for beginners but a very long video so you’ll want to click ‘Watch Later’ so you can come back to it and make notes. Not only do I reveal each strategy but I walk you through how to get started and how to be successful. I’ve learned from the best real estate investors over the last two decades and have learned quite a few tricks myself. This video includes real estate investing tips from Robert Kiyosaki, Grant Cardone, Sam Zell and Barbara Corcoran. You’ll learn everything these famous real estate investors teach plus the hacks they won’t tell you. This is your chance to get into real estate and how to buy your first deal with no money down. Check out the ways to invest in real estate below and see how to use three or four strategies together for guaranteed success. 2:29 What is a Lease Option? 6:25 Investing in Real Estate with an FHA Loan 8:58 House Hacking 10:30 Property Partnerships 17:34 Seller-Financing Real Estate 18:55 Real Estate Wholesaling 22:00 Taking Over Mortgage Payments 22:50 3 Real Estate Investing Tips for Success in Any Strategy My three favorite real estate strategies are the lease option, rental real estate investing and real estate wholesaling. These three strategies fit together perfectly so if you have temporary trouble in one, you always have a Plan B for your properties. That’s one of the biggest mistakes I see beginner real estate investors make, not having that Plan B. I’d love to hear your real estate investing ideas so scroll down and leave those in the comments. Don’t forget to join the Let’s Talk Money community by clicking on that subscribe button. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos YouTube Community Exclusive: 55% Off my Goals-Based Investing Strategy Course! Huge shift from traditional returns-based strategy of chasing stocks to a strategy designed around your goals – Coupon Code: COMMUNITY https://mystockmarketbasics.com/Communitydiscount Don’t invest another dime until you read this free special report - the 10 Lies Wall Street Tells Investors https://mystockmarketbasics.com/stock-market-beginners-guide/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
🤑 10 Expert Tricks to Save Money Fast
 
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Saving money sucks! It's tough cutting your budget when there's nothing to cut. I pulled these top 10 saving money ideas from our list of 40 expert tricks at https://peerfinance101.com/how-to-save-money-like-the-pros/ The best thing about these budgeting tricks is that they don't make you go out of your way to save more money. Many of them don't involve any effort and all will save lots of money. I tried about half of the money tricks last year and saved nearly $10,000 - just in one year! You don't have to try all these ways to save money at the same time. Try a couple out to see how much money you save and which ones work for you. I guarantee you will find ways to save money fast and change your financial future forever. I'm always looking for new ways to save money so leave yours in the comments below! I want to thank all my money saving experts: Whitney Hansen (whitneyhansen.com), Tracie Fobes (pennypinchinmom.com), Robert Farrington (thecollegeinvestor.com), Paula Pant (affordanything.com), J$ (budgetsaresexy.com), Grayson Bell (debtroundup.com), Mara (bargainbabe.com), Tom Drake (maplemoney.com), Philip Taylor (ptmoney.com), Cait Flanders (caitflanders.com). Not only are these some easy money saving tips but these are some of the best financial experts you can follow. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join me every Monday through Wednesday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook communities for each blog: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Do you Tweet? Join us on Twitter at https://twitter.com/peerfinance101 Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #saving #debt #money
3 Strategies to Get the Most from the New Tax Cuts
 
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The new tax cuts will go into effect in 2018 and you can save thousands if you know how to use them. Corporations get the biggest benefits but I've got three ways to get the most out of the new tax plan. These three strategies will help you cut taxes now and in the future. One strategy will help you turn $10,000 in tax savings into over $30,000 of tax-free money. Don't let this once-in-a-lifetime opportunity pass you by. The individual tax rates and benefits in the Trump tax plan expire in 2025 so you don't have much time to get everything you can. I'll show you how with three tax cut strategies for 2018. SUBSCRIBE for easy strategies to pay down debt, save more money and reach your financial goals. https://www.youtube.com/channel/UCbKdotYtcY9SxoU8CYAXdvg?sub_confirmation=1 Join me every Monday for a new video and the financial future you deserve. Wednesday is our Q&A video so subscribe to the channel and get your question in at https://peerfinance101.com/ask/ Join the Facebook community at https://www.facebook.com/peerfinance101/ Do you Tweet? Join us on Twitter at https://twitter.com/peerfinance101 Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
Everyday Millionaires Chris Hogan Exclusive [Sneak Peak]
 
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Chris Hogan Everyday Millionaires launches soon but he’s back to give you a sneak peak into what he found interviewing more than 10,000 everyday millionaires. In this exclusive interview, Chris Hogan reveals what he learned to become a millionaire and how you can use it to retire rich. The next Chris Hogan book, Everyday Millionaire, is on pre-order now. You won’t want to miss this one because I have a feeling it’s going to be another national best-seller. https://amzn.to/2DVP97v Chris Hogan is an All-American football player and a national best-selling author. He now works with Dave Ramsey and has launched the Retire Inspired podcast to help people answer those money questions we all have. We had a lot of fun last week talking to Chris about his Retirement IQ and how retirement isn’t an age but a number. Chris has another book coming out and I’m excited about this one because it really takes some of the myth out of the word millionaire. It’s called Everyday Millionaires. If you’ve been listening to The Chris Hogan Show, Chris has been talking about this a lot and has been talking with a lot of these everyday millionaires he’s studied for the book. From Zero to Business: How to Start a Business and Raise Millions in Funding – Get a complete step-by-step business plan and a four-stage funding process to raise money for your business startup with this book. http://amzn.to/2bfJom2 - What makes an everyday millionaire different? - What are the misconceptions we have about becoming a millionaire? - What does it take to become an everyday millionaire? - How can someone create the motivation to become a millionaire? Don’t miss the Retire Inspired podcast every Wednesday and your answers to life’s money questions with Chris Hogan. Click through to watch our prior video here https://youtu.be/ZgWCR_TpDkY where Chris walked through his Retirement IQ and the number one reason people get stuck on their path to financial success. Find the Chris Hogan Show right here on YouTube with Chris Hogan 360 and some great advice on planning for retirement and becoming an everyday millionaire https://www.youtube.com/user/ChrisHogan360 SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Bad credit is locking you out of the system! Get this free report - How I added over 140 points to my credit score in less than a year! https://peerfinance101.com/steps-fix-credit-score-loans/ Don’t Miss this Free Report - 5 Things about Credit that Will Shock You https://peerfinance101.com/things-about-credit-free-report/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
Proven 11-Week Debt Payoff Plan 🏆 [Step-by-Step]
 
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Stop getting trapped by debt with this complete debt payoff plan https://www.youtube.com/playlist?list=PLjsZ3KrTlZozfKrkG8uKVUa_yoC6xUVvn This video is the first in our series on how to pay off debt including finding the motivation to keep paying down your debt, making budgeting easy, finding money to pay off debt on any income and the credit score tips that will get you the best rates. I start this first video by revealing the #1 reason people fail at paying off debt and I go on to show you how to make your goals real. This is going to motivate you like no other video you've ever seen. It's going to keep you on track to pay off your debt and create that financial future you deserve. Paying off debt doesn't have to be boring and you don't have to skimp and save every penny. I'm going to show you how to make it all natural and how to pay off your debt in months instead of years. - How to make your debt payoff goal an unstoppable motivation - A trick that makes budgeting automatic and easy - How to pay off debt faster with three of my favorite strategies - What to do after you're debt free Don't forget to click through to the debt payoff playlist above and follow the entire series. I may eventually turn this series into a paid course but you can watch it all free right now. I start out by revealing the debt payoff strategies that will work with any budget, even on low income, and finish by showing you how to get a perfect credit score. SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos Join the Facebook communities: Personal Finance - https://www.facebook.com/peerfinance101/ Investing - https://www.facebook.com/mystockmarketbasics/ Making Money - https://www.facebook.com/myworkfromhomemoney/ Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps. #debt #credit #creditscore