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10 Popular Investment Strategies That Are Surprisingly Risky

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By this point, regular readers and viewers of TopTenz have surely been made so wealthy by the knowledge we’ve provided that they have some money to save. But no matter how much cash they have available, what they always seem to have more of is investment options. Lucrative options. Safe options. Options that make investors feel like they’re cleverly gaming the system. And in pursuing these investments, many people are rushing into plans that either will, or may soon, make them lose the shirts off their backs. →Subscribe for new videos every day! https://www.youtube.com/user/toptenznet?sub_confirmation=1 Find more lists at: http://www.toptenz.net Entertaining and educational top 10 lists from TopTenzNet! Subscribe to our Facebook: https://www.facebook.com/TopTenz/ Business inquiries to [email protected] Other TopTenz Videos: Are These 10 Things Actually Possible? https://youtu.be/YaPvYRvzQiM?list=PLQ4d2-ByGhnLt3JIYHY_PUk7TrxFJZFGK Top 10 Interesting Facts About the Placebo Effect https://youtu.be/aP6eUrd148I?list=PLQ4d2-ByGhnLyDzDNeyvA6ZKu5_jMYMip Text version: http://www.toptenz.net/10-popular-investment-strategies-surprisingly-risky.php Coming up: 10. Real Estate 9. Bonds 8. Oil Stocks 7. Mutual Funds 6. High Dividend Stocks 5. Certificates of Deposit 4. Joint Bank Accounts 3. Fine Art 2. Gold 1. Bitcoin Source/Further reading: https://seekingalpha.com/article/4061688-real-estate-crowdfunding-riskier-think http://money.cnn.com/2015/04/15/investing/bonds-not-safe/index.html https://www.marketwatch.com/story/oil-prices-stumble-ahead-of-us-inventory-data-2018-01-31 https://www.ici.org/viewpoints/view_17_household_fund_investing https://www.nasdaq.com/article/beat-the-market-with-tax-free-dividends-cm463215 https://www.ally.com/do-it-right/banking/cd-risk-how-risky-are-certificates-of-deposit/ https://www.bankrate.com/finance/savings/risks-of-joint-bank-accounts-1.aspx http://www.nytimes.com/1988/02/10/arts/art-galleries-told-to-post-prices.html https://www.aol.com/article/finance/2015/02/05/gold-worst-investment-history/21138139/ https://www.polygon.com/2017/12/6/16742622/steam-ends-support-bitcoin-volatility https://commons.wikimedia.org/wiki/File:For-rent-sign.jpg https://www.flickr.com/photos/pictures-of-money/17096832777 https://www.flickr.com/photos/dullhunk/33940250580 https://www.flickr.com/photos/leecannon/6747138037 https://commons.wikimedia.org/wiki/File:500-Million-Dollar-Series-1934-Federal-Reserve-System-Federal-Reserve-Certificate-for-Bond-numbers.jpg https://cdn.pixabay.com/photo/2015/07/27/19/24/crude-oil-mine-863217_960_720.jpg https://commons.wikimedia.org/wiki/File:Abandoned_factory.jpg https://www.flickr.com/photos/pingnews/2935021856 https://commons.wikimedia.org/wiki/File:Sao_Paulo_Stock_Exchange.jpg https://www.firstshare.com/images/how%20drips%20work.bmp https://commons.wikimedia.org/wiki/File:Stockmarket.jpg https://commons.wikimedia.org/wiki/File:US-$5000-Certificate_of_Deposit-1875_(Proof).jpg
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Text Comments (63)
Joseph DESTAUBIN (6 months ago)
Your analysis of home ownership is ridiculously shallow. The things wrong with it are so epically long I can't even bring myself to decide on where to start, so I will spare you.
Alex Shi (6 months ago)
High risk, high return. Just make sure your portfolio is well diversified and you understand fully what your getting yourself into.
Hector's Mommy (6 months ago)
He is right about real estate. I chose to continue to rent for many years and the extra money I invested instead of paying a mortgage allowed me to buy with cash. Running the numbers, I am about $250,000 ahead in my net worth than I would have been had I bought earlier with a mortgage.
Numberjack Fiutro (1 month ago)
Your best bet when it comes to real estate ownership is either land in a remote area or something portable, such as a houseboat, tiny house on a trailer or barge, etc.
Gordon Marshall (7 months ago)
For every person that gains in bitcoin, there is someone that looses.
rapg abraham (7 months ago)
can't confiscate my gold my property you will die i will carry on as normal
Accio Turas (7 months ago)
Speaking as a Colorado resident, owning your home can sometimes mean you don't have to leave your home state when rent skyrockets in a year (or a couple)
Money Panda (7 months ago)
Accio Turas until your house value increases so that the property tax basically becomes another mortgage payment.
OriginalContent89 (7 months ago)
Sooooo, just don't invest then?
Ainsley Harriott (7 months ago)
Tech startups are the safest way to guarantee becoming a millionaire they never go out of business and are run by committed people who stick to an idea and won’t give up and move on to something else. Invest in a tech startup today and start planning that dream house.
aussiebloke609 (7 months ago)
Renting over buying sounds odd to me. If you buy and just break even (unlikely, as Simon said, real estate generally goes up in value at just over the inflation rate, but possible) and you at least get your money back. Anything you spend in rent is gone, with no return later. So, pay rent of $1000/month (to take a simple figure) and in just over 8 years you've paid $100k and have nothing to show for that money. Spend the same on buying a house and you'll at least have the house to sell for close to what you paid for it (add inflation, remove around $8k in maintenance) - making it effectively a free home for 8 years. Even allowing for interest (if you have a mortgage) and the expense of selling (around 5% in my experience), you're not still likely to be in the hole for $100k within 8 years.
Numberjack Fiutro (1 month ago)
If you buy real estate, it's best to buy a property located in a remote area to maximize the freedom of owning a home.
Hil0 (7 months ago)
Hah. I was like "those coins look an awful lot like the old swedish 10 sek coins"", and looked closer, and found that I was right :-P
Dan (7 months ago)
Your absolute best investment? Zero debt!
Tamara Sauls (7 months ago)
Yeah, I knew I shouldn't have bought all those beanie babies...
Robert La Mont (7 months ago)
Well done except that you didn't differentiate between actively managed mutual funds and index funds.
Oldenweery (7 months ago)
Mattress? Sock? Tobacco can buried in back yard? No interest, but at least you know it's not going anywhere.
Patrick Luy (7 months ago)
If Bitcoin had put and call options, I’d be investing big into it. But, for now, I only have a very minuscule amount of money in it. Lol.
Patrick Luy (7 months ago)
With real estate, you forgot the fact that in today’s economy you can’t be stuck in 123 CantMove Street, and instead need to be mobile to seize opportunities. Lol
Numberjack Fiutro (1 month ago)
True, but real estate ownership has advantages too! Depending on the area that the property is located in. If you're looking to buy property to " live off the land " so to speak, you're much better buying land in a remote area with very very minimal restrictions and very very little accessibility for the government. The freedom and chance to build value for the property are the main advantages of real estate ownership. Though in most areas you don't get much more property rights as a home owner as opposed to a tenant, because of zoning ordinances and kilotons of beaurocracy.
Olwydd (7 months ago)
You should only invest an amount that doesn't hurt you if lost.
Levy Roth (7 months ago)
Dislike for FUD on Bitcoin. Most problems with its speed and transaction costs have been fixed. Still much faster and cheaper than an inter-bank transfer.
Antifoul Awl (7 months ago)
I've put all my money into a foolproof earner. All my wealth has gone into buying Syrian Pounds. I'll be rich I tells ya.
Egie Asemota (7 months ago)
Antifoul Awl 😂😂😂 nice one dude!
George (7 months ago)
No matter how much more net you have in the bank, when your number comes up there is no taking it with you
sai76 (7 months ago)
What about Star War toys?
Silkendrum (7 months ago)
That's why if you're going to go with mutual funds, you should invest in indexed mutual funds. The overhead is much lower since they are not managed, the risk is lower because they are not managed, and they will do as well as the index, by definition.
Mike (7 months ago)
So much misinformation about bitcoin...
Bobby Johnson Esq. (7 months ago)
Plata o plomo?
Daniel (7 months ago)
Simon you are a freelancer, working for more channels. I have a question: Do you record everyday, or do you record more videoes some days so you can have weekends or even holidays? :) Cheers mate. Followed TopTenz for years from Denmark.
MRGiacalone2005 (7 months ago)
"A Joint Bank Account" is not really an investment, and the risks are not too much of a surprise. The risks of "Running for POTUS" however, are way more surprising.
George (7 months ago)
MRGiacalone2005 a joint bank account ? Never !
Larry Phischman (7 months ago)
Gold is a really piss poor apocalypse investment. You can't eat it, drink it, purify water with it, or build with it. Aside from its use in high technology, it is nothing more than a shiny yellow soft heavy metal that primitive humans decided was valuable because it's pretty.
Numberjack Fiutro (1 month ago)
Sure, gold can't be eaten, drank or used for much, but it's real potential use is as a form of money if the system falters. That way, even if fiat currency was to fall through the floor, there would still be something with which to pay for goods and services.
Kell Bunker (7 months ago)
You can eat gold, erm gold leaf
GrantJBratcher (7 months ago)
Do you think that y’all could make a top ten facts about Acadians/Cajuns? For some reason, there are not many videos about us that aren’t about the expulsion
Denyse Van Leuven (7 months ago)
+Top Tenz I must admit that my two biggest investment "faux pas" were buying Apple at $8.00/share and selling at $22.00/share (just before iTunes was released), but even worse - passing on Bitcoin at approximately $18.00/coin. However, my best investment has been my home. I've been here plenty of years though, and living in SoCal doesn't hurt. I think this vid offers some SERIOUS sound advice. Thanks y'all and have a great weekend!
Anirban Chakrabarti (7 months ago)
Dont click on read more, please, there's personal stuff in there Damn, I have AI...... Wait, someone's reading my personal text, better not write it now, now bugger off you curious cat
Ianna Natasha (7 months ago)
I never understood the glamour of real estate.
Numberjack Fiutro (1 month ago)
Real estate is a double edge sword, on one hand, homeowners tend to have more freedom to do things with their property than renters. On the other hand, you're stuck with all the maintenance headaches unless you own a condo or similar property in which there's an association that takes care of some maintenance. Plus, you might not even have that much more freedom as a home owner than a lesser, especially if your property is in a city with really strict zoning ordinances or in a subdivision with an HOA. Buying land and or a home has advantages and disadvantages.
Egie Asemota (7 months ago)
Ianna Natasha if you're gonna get into real estate you gotta aim to buy and rent out the property. That way it's an asset. If you just buy and move in, it's a liability. Also, is that the thicc fine girl Hope I see in your account?
Ryan Sampaulesi (7 months ago)
Simon you have to slow down with the ads pal
Darrel Jones (7 months ago)
Another risk about Bitcoin is being associated with shady deals. Much of the dark web's dirtiest and most disturbing content is hidden behind paywalls that can only be accessed by those who pay in Bitcoin.
01042453 (7 months ago)
All the heroin and illegal guns in the USA are sold for dollars wow its crazy.
that_marc_guy (7 months ago)
Gold has never made sense to me. It's a relatively useless material. Yea, yea, computers and aerospace use a bit, but other than that it's just a tacky metal used for jewelry. Its "worth" is totally subjective. Objectively, in the event of a global something-or-other I'd rather have that weight in gold in sheets of steel, and/or copper pipe, or even toilet paper. Things that are really needed to get society put back together.
Gordon Marshall (7 months ago)
Golds value is not as subjective as bitcoin. But hey, time itself is subjective
Antifoul Awl (7 months ago)
yep, I lived in a rural area in a country that doesn't have toilet paper. You soon get used to it. One advantage is that it made me stop chewing my fingernails.....On topic- A useful trading commodity would be cigarettes/tobacco.
A T (7 months ago)
Babarudra I agree with you. Gold makes no sense being a highly valued substance. I also agree that in the event of a world catastrophe it would make much better sense to have a commodity like copper wire or steel or wood... and yes even toilet paper too. Tolyngee is an idiot. You are not educated.
I don't know - the usefulness of it, that it can be, and is, used and lost, as well as the rarity, makes it seem worth more to me than something like diamonds (which really don't go bad, and don't get used in much save for cutting tools at the industrial grade).
Firebird959 (7 months ago)
The best part is that we use gold as the definition of objective value
cesar maximo (7 months ago)
I lost all my money investing in fidget spinners
Jeff Mao (7 months ago)
PC PRINCIPAL oh....... man that really sucks
SAVE MOTHRA!!! (7 months ago)
cesar maximo that’s cute I invested in the xfl
Dj Hemp2o (7 months ago)
Here early
Clint Pmk (7 months ago)
Simon is my hero.....not in the gay like way but the normal "hey this guy is cool way".
Jer Emy (7 months ago)
He's my hero in both ways.
True Moayyed (7 months ago)
Thank you my friend SIMON
annette fournier (7 months ago)
Top ten safest investment strategies.
Ms Directionhead (7 months ago)
Goats. Can provide meat, milk, and companionship on lonely nights.
Norman Hampton (7 months ago)
Yes please
George (7 months ago)
Here's hoping !
david18555 (7 months ago)
Gold and sliver
Amirul Zubir (7 months ago)
annette fournier just this video inverted as 1-10 in my opinion.

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